LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,932
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$81,387
−HK$2,494/mo
Today · 4.125%
HK$83,881
baseline
▲ 0.50% · 4.625%
HK$88,985
+HK$5,104/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$167,762/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,471,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,811
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$90,166
−HK$2,389/mo
Today · 4.125%
HK$92,555
baseline
▲ 0.50% · 4.625%
HK$97,433
+HK$4,878/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$185,110/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,471,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,718
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$97,664
−HK$2,994/mo
Today · 4.125%
HK$100,658
baseline
▲ 0.50% · 4.625%
HK$106,782
+HK$6,124/mo
Deposit HK$13.85M · loan HK$20.77M · min. income ≈ HK$201,316/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,373
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$108,199
−HK$2,867/mo
Today · 4.125%
HK$111,066
baseline
▲ 0.50% · 4.625%
HK$116,920
+HK$5,854/mo
Deposit HK$13.85M · loan HK$20.77M · min. income ≈ HK$222,132/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,504
−HK$6,930/mo
▼ 0.25% · 3.875%
HK$113,942
−HK$3,492/mo
Today · 4.125%
HK$117,434
baseline
▲ 0.50% · 4.625%
HK$124,579
+HK$7,145/mo
Deposit HK$10.38M · loan HK$24.23M · min. income ≈ HK$234,868/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,935
−HK$6,642/mo
▼ 0.25% · 3.875%
HK$126,232
−HK$3,345/mo
Today · 4.125%
HK$129,577
baseline
▲ 0.50% · 4.625%
HK$136,407
+HK$6,830/mo
Deposit HK$10.38M · loan HK$24.23M · min. income ≈ HK$259,154/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,077
−HK$8,909/mo
▼ 0.25% · 3.875%
HK$146,496
−HK$4,490/mo
Today · 4.125%
HK$150,986
baseline
▲ 0.50% · 4.625%
HK$160,173
+HK$9,187/mo
Deposit HK$3.46M · loan HK$31.15M · min. income ≈ HK$301,972/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,059
−HK$8,540/mo
▼ 0.25% · 3.875%
HK$162,298
−HK$4,301/mo
Today · 4.125%
HK$166,599
baseline
▲ 0.50% · 4.625%
HK$175,380
+HK$8,781/mo
Deposit HK$3.46M · loan HK$31.15M · min. income ≈ HK$333,198/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,147 · Scale 2, in force from 26 Feb 2026)