LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,935
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$81,390
−HK$2,495/mo
Today · 4.125%
HK$83,885
baseline
▲ 0.50% · 4.625%
HK$88,989
+HK$5,104/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$167,770/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,471,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,814
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$90,170
−HK$2,389/mo
Today · 4.125%
HK$92,559
baseline
▲ 0.50% · 4.625%
HK$97,438
+HK$4,879/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$185,118/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,471,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,722
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$97,668
−HK$2,994/mo
Today · 4.125%
HK$100,662
baseline
▲ 0.50% · 4.625%
HK$106,787
+HK$6,125/mo
Deposit HK$13.85M · loan HK$20.77M · min. income ≈ HK$201,324/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,377
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$108,203
−HK$2,867/mo
Today · 4.125%
HK$111,070
baseline
▲ 0.50% · 4.625%
HK$116,925
+HK$5,855/mo
Deposit HK$13.85M · loan HK$20.77M · min. income ≈ HK$222,140/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,509
−HK$6,930/mo
▼ 0.25% · 3.875%
HK$113,946
−HK$3,493/mo
Today · 4.125%
HK$117,439
baseline
▲ 0.50% · 4.625%
HK$124,585
+HK$7,146/mo
Deposit HK$10.39M · loan HK$24.23M · min. income ≈ HK$234,878/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,940
−HK$6,642/mo
▼ 0.25% · 3.875%
HK$126,237
−HK$3,345/mo
Today · 4.125%
HK$129,582
baseline
▲ 0.50% · 4.625%
HK$136,413
+HK$6,831/mo
Deposit HK$10.39M · loan HK$24.23M · min. income ≈ HK$259,164/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,083
−HK$8,910/mo
▼ 0.25% · 3.875%
HK$146,503
−HK$4,490/mo
Today · 4.125%
HK$150,993
baseline
▲ 0.50% · 4.625%
HK$160,180
+HK$9,187/mo
Deposit HK$3.46M · loan HK$31.16M · min. income ≈ HK$301,986/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,066
−HK$8,540/mo
▼ 0.25% · 3.875%
HK$162,305
−HK$4,301/mo
Today · 4.125%
HK$166,606
baseline
▲ 0.50% · 4.625%
HK$175,388
+HK$8,782/mo
Deposit HK$3.46M · loan HK$31.16M · min. income ≈ HK$333,212/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,211 · Scale 2, in force from 26 Feb 2026)