LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,945
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$81,400
−HK$2,495/mo
Today · 4.125%
HK$83,895
baseline
▲ 0.50% · 4.625%
HK$89,000
+HK$5,105/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$167,790/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,471,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,825
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$90,181
−HK$2,389/mo
Today · 4.125%
HK$92,570
baseline
▲ 0.50% · 4.625%
HK$97,450
+HK$4,880/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$185,140/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,471,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,734
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$97,680
−HK$2,994/mo
Today · 4.125%
HK$100,674
baseline
▲ 0.50% · 4.625%
HK$106,800
+HK$6,126/mo
Deposit HK$13.85M · loan HK$20.77M · min. income ≈ HK$201,348/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,390
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$108,217
−HK$2,867/mo
Today · 4.125%
HK$111,084
baseline
▲ 0.50% · 4.625%
HK$116,939
+HK$5,855/mo
Deposit HK$13.85M · loan HK$20.77M · min. income ≈ HK$222,168/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,522
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$113,960
−HK$3,493/mo
Today · 4.125%
HK$117,453
baseline
▲ 0.50% · 4.625%
HK$124,600
+HK$7,147/mo
Deposit HK$10.39M · loan HK$24.23M · min. income ≈ HK$234,906/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,955
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$126,253
−HK$3,345/mo
Today · 4.125%
HK$129,598
baseline
▲ 0.50% · 4.625%
HK$136,429
+HK$6,831/mo
Deposit HK$10.39M · loan HK$24.23M · min. income ≈ HK$259,196/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,100
−HK$8,911/mo
▼ 0.25% · 3.875%
HK$146,520
−HK$4,491/mo
Today · 4.125%
HK$151,011
baseline
▲ 0.50% · 4.625%
HK$160,200
+HK$9,189/mo
Deposit HK$3.46M · loan HK$31.16M · min. income ≈ HK$302,022/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,085
−HK$8,541/mo
▼ 0.25% · 3.875%
HK$162,325
−HK$4,301/mo
Today · 4.125%
HK$166,626
baseline
▲ 0.50% · 4.625%
HK$175,409
+HK$8,783/mo
Deposit HK$3.46M · loan HK$31.16M · min. income ≈ HK$333,252/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,390 · Scale 2, in force from 26 Feb 2026)