LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,949
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$81,405
−HK$2,495/mo
Today · 4.125%
HK$83,900
baseline
▲ 0.50% · 4.625%
HK$89,005
+HK$5,105/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$167,800/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,471,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,830
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$90,186
−HK$2,389/mo
Today · 4.125%
HK$92,575
baseline
▲ 0.50% · 4.625%
HK$97,455
+HK$4,880/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$185,150/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,471,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,739
−HK$5,941/mo
▼ 0.25% · 3.875%
HK$97,686
−HK$2,994/mo
Today · 4.125%
HK$100,680
baseline
▲ 0.50% · 4.625%
HK$106,806
+HK$6,126/mo
Deposit HK$13.85M · loan HK$20.77M · min. income ≈ HK$201,360/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,396
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$108,223
−HK$2,868/mo
Today · 4.125%
HK$111,091
baseline
▲ 0.50% · 4.625%
HK$116,946
+HK$5,855/mo
Deposit HK$13.85M · loan HK$20.77M · min. income ≈ HK$222,182/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,529
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$113,967
−HK$3,493/mo
Today · 4.125%
HK$117,460
baseline
▲ 0.50% · 4.625%
HK$124,607
+HK$7,147/mo
Deposit HK$10.39M · loan HK$24.24M · min. income ≈ HK$234,920/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,962
−HK$6,644/mo
▼ 0.25% · 3.875%
HK$126,260
−HK$3,346/mo
Today · 4.125%
HK$129,606
baseline
▲ 0.50% · 4.625%
HK$136,437
+HK$6,831/mo
Deposit HK$10.39M · loan HK$24.24M · min. income ≈ HK$259,212/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,109
−HK$8,911/mo
▼ 0.25% · 3.875%
HK$146,529
−HK$4,491/mo
Today · 4.125%
HK$151,020
baseline
▲ 0.50% · 4.625%
HK$160,209
+HK$9,189/mo
Deposit HK$3.46M · loan HK$31.16M · min. income ≈ HK$302,040/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,095
−HK$8,541/mo
▼ 0.25% · 3.875%
HK$162,335
−HK$4,301/mo
Today · 4.125%
HK$166,636
baseline
▲ 0.50% · 4.625%
HK$175,419
+HK$8,783/mo
Deposit HK$3.46M · loan HK$31.16M · min. income ≈ HK$333,272/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,477 · Scale 2, in force from 26 Feb 2026)