LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,956
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$81,412
−HK$2,495/mo
Today · 4.125%
HK$83,907
baseline
▲ 0.50% · 4.625%
HK$89,013
+HK$5,106/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$167,814/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,471,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,838
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,194
−HK$2,390/mo
Today · 4.125%
HK$92,584
baseline
▲ 0.50% · 4.625%
HK$97,464
+HK$4,880/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$185,168/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,471,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,747
−HK$5,942/mo
▼ 0.25% · 3.875%
HK$97,695
−HK$2,994/mo
Today · 4.125%
HK$100,689
baseline
▲ 0.50% · 4.625%
HK$106,816
+HK$6,127/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$201,378/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,405
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$108,232
−HK$2,868/mo
Today · 4.125%
HK$111,100
baseline
▲ 0.50% · 4.625%
HK$116,956
+HK$5,856/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$222,200/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,539
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$113,977
−HK$3,493/mo
Today · 4.125%
HK$117,470
baseline
▲ 0.50% · 4.625%
HK$124,618
+HK$7,148/mo
Deposit HK$10.39M · loan HK$24.24M · min. income ≈ HK$234,940/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,973
−HK$6,644/mo
▼ 0.25% · 3.875%
HK$126,271
−HK$3,346/mo
Today · 4.125%
HK$129,617
baseline
▲ 0.50% · 4.625%
HK$136,449
+HK$6,832/mo
Deposit HK$10.39M · loan HK$24.24M · min. income ≈ HK$259,234/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,121
−HK$8,912/mo
▼ 0.25% · 3.875%
HK$146,542
−HK$4,491/mo
Today · 4.125%
HK$151,033
baseline
▲ 0.50% · 4.625%
HK$160,223
+HK$9,190/mo
Deposit HK$3.46M · loan HK$31.16M · min. income ≈ HK$302,066/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,108
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$162,349
−HK$4,301/mo
Today · 4.125%
HK$166,650
baseline
▲ 0.50% · 4.625%
HK$175,435
+HK$8,785/mo
Deposit HK$3.46M · loan HK$31.16M · min. income ≈ HK$333,300/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,605 · Scale 2, in force from 26 Feb 2026)