LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,958
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,414
−HK$2,496/mo
Today · 4.125%
HK$83,910
baseline
▲ 0.50% · 4.625%
HK$89,015
+HK$5,105/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$167,820/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,471,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,840
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,196
−HK$2,390/mo
Today · 4.125%
HK$92,586
baseline
▲ 0.50% · 4.625%
HK$97,466
+HK$4,880/mo
Deposit HK$17.31M · loan HK$17.31M · min. income ≈ HK$185,172/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,471,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,750
−HK$5,942/mo
▼ 0.25% · 3.875%
HK$97,697
−HK$2,995/mo
Today · 4.125%
HK$100,692
baseline
▲ 0.50% · 4.625%
HK$106,819
+HK$6,127/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$201,384/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,408
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$108,235
−HK$2,868/mo
Today · 4.125%
HK$111,103
baseline
▲ 0.50% · 4.625%
HK$116,960
+HK$5,857/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$222,206/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,542
−HK$6,932/mo
▼ 0.25% · 3.875%
HK$113,980
−HK$3,494/mo
Today · 4.125%
HK$117,474
baseline
▲ 0.50% · 4.625%
HK$124,622
+HK$7,148/mo
Deposit HK$10.39M · loan HK$24.24M · min. income ≈ HK$234,948/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,977
−HK$6,644/mo
▼ 0.25% · 3.875%
HK$126,275
−HK$3,346/mo
Today · 4.125%
HK$129,621
baseline
▲ 0.50% · 4.625%
HK$136,453
+HK$6,832/mo
Deposit HK$10.39M · loan HK$24.24M · min. income ≈ HK$259,242/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,125
−HK$8,913/mo
▼ 0.25% · 3.875%
HK$146,546
−HK$4,492/mo
Today · 4.125%
HK$151,038
baseline
▲ 0.50% · 4.625%
HK$160,228
+HK$9,190/mo
Deposit HK$3.46M · loan HK$31.16M · min. income ≈ HK$302,076/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,113
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$162,353
−HK$4,302/mo
Today · 4.125%
HK$166,655
baseline
▲ 0.50% · 4.625%
HK$175,440
+HK$8,785/mo
Deposit HK$3.46M · loan HK$31.16M · min. income ≈ HK$333,310/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,647 · Scale 2, in force from 26 Feb 2026)