LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,967
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,423
−HK$2,496/mo
Today · 4.125%
HK$83,919
baseline
▲ 0.50% · 4.625%
HK$89,025
+HK$5,106/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,838/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,471,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,850
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,206
−HK$2,390/mo
Today · 4.125%
HK$92,596
baseline
▲ 0.50% · 4.625%
HK$97,477
+HK$4,881/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,192/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,471,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,760
−HK$5,942/mo
▼ 0.25% · 3.875%
HK$97,708
−HK$2,994/mo
Today · 4.125%
HK$100,702
baseline
▲ 0.50% · 4.625%
HK$106,830
+HK$6,128/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$201,404/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,420
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$108,247
−HK$2,868/mo
Today · 4.125%
HK$111,115
baseline
▲ 0.50% · 4.625%
HK$116,972
+HK$5,857/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$222,230/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,553
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$113,992
−HK$3,494/mo
Today · 4.125%
HK$117,486
baseline
▲ 0.50% · 4.625%
HK$124,635
+HK$7,149/mo
Deposit HK$10.39M · loan HK$24.24M · min. income ≈ HK$234,972/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,990
−HK$6,644/mo
▼ 0.25% · 3.875%
HK$126,288
−HK$3,346/mo
Today · 4.125%
HK$129,634
baseline
▲ 0.50% · 4.625%
HK$136,467
+HK$6,833/mo
Deposit HK$10.39M · loan HK$24.24M · min. income ≈ HK$259,268/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,140
−HK$8,913/mo
▼ 0.25% · 3.875%
HK$146,561
−HK$4,492/mo
Today · 4.125%
HK$151,053
baseline
▲ 0.50% · 4.625%
HK$160,245
+HK$9,192/mo
Deposit HK$3.46M · loan HK$31.17M · min. income ≈ HK$302,106/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,129
−HK$8,544/mo
▼ 0.25% · 3.875%
HK$162,370
−HK$4,303/mo
Today · 4.125%
HK$166,673
baseline
▲ 0.50% · 4.625%
HK$175,458
+HK$8,785/mo
Deposit HK$3.46M · loan HK$31.17M · min. income ≈ HK$333,346/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,802 · Scale 2, in force from 26 Feb 2026)