LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,969
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,425
−HK$2,496/mo
Today · 4.125%
HK$83,921
baseline
▲ 0.50% · 4.625%
HK$89,027
+HK$5,106/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,842/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,471,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,852
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,208
−HK$2,390/mo
Today · 4.125%
HK$92,598
baseline
▲ 0.50% · 4.625%
HK$97,479
+HK$4,881/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,196/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,471,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,762
−HK$5,943/mo
▼ 0.25% · 3.875%
HK$97,710
−HK$2,995/mo
Today · 4.125%
HK$100,705
baseline
▲ 0.50% · 4.625%
HK$106,833
+HK$6,128/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$201,410/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,422
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$108,250
−HK$2,868/mo
Today · 4.125%
HK$111,118
baseline
▲ 0.50% · 4.625%
HK$116,975
+HK$5,857/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$222,236/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,471,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,556
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$113,995
−HK$3,494/mo
Today · 4.125%
HK$117,489
baseline
▲ 0.50% · 4.625%
HK$124,638
+HK$7,149/mo
Deposit HK$10.39M · loan HK$24.24M · min. income ≈ HK$234,978/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,993
−HK$6,645/mo
▼ 0.25% · 3.875%
HK$126,291
−HK$3,347/mo
Today · 4.125%
HK$129,638
baseline
▲ 0.50% · 4.625%
HK$136,471
+HK$6,833/mo
Deposit HK$10.39M · loan HK$24.24M · min. income ≈ HK$259,276/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,144
−HK$8,913/mo
▼ 0.25% · 3.875%
HK$146,565
−HK$4,492/mo
Today · 4.125%
HK$151,057
baseline
▲ 0.50% · 4.625%
HK$160,249
+HK$9,192/mo
Deposit HK$3.46M · loan HK$31.17M · min. income ≈ HK$302,114/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,133
−HK$8,544/mo
▼ 0.25% · 3.875%
HK$162,374
−HK$4,303/mo
Today · 4.125%
HK$166,677
baseline
▲ 0.50% · 4.625%
HK$175,463
+HK$8,786/mo
Deposit HK$3.46M · loan HK$31.17M · min. income ≈ HK$333,354/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$1,471,839 · Scale 2, in force from 26 Feb 2026)