LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,972
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,428
−HK$2,496/mo
Today · 4.125%
HK$83,924
baseline
▲ 0.50% · 4.625%
HK$89,031
+HK$5,107/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,848/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,471,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,855
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,212
−HK$2,390/mo
Today · 4.125%
HK$92,602
baseline
▲ 0.50% · 4.625%
HK$97,483
+HK$4,881/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,204/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,471,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,766
−HK$5,943/mo
▼ 0.25% · 3.875%
HK$97,714
−HK$2,995/mo
Today · 4.125%
HK$100,709
baseline
▲ 0.50% · 4.625%
HK$106,837
+HK$6,128/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$201,418/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,471,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,426
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$108,254
−HK$2,868/mo
Today · 4.125%
HK$111,122
baseline
▲ 0.50% · 4.625%
HK$116,980
+HK$5,858/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$222,244/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,471,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,560
−HK$6,934/mo
▼ 0.25% · 3.875%
HK$114,000
−HK$3,494/mo
Today · 4.125%
HK$117,494
baseline
▲ 0.50% · 4.625%
HK$124,643
+HK$7,149/mo
Deposit HK$10.39M · loan HK$24.24M · min. income ≈ HK$234,988/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,997
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$126,296
−HK$3,347/mo
Today · 4.125%
HK$129,643
baseline
▲ 0.50% · 4.625%
HK$136,476
+HK$6,833/mo
Deposit HK$10.39M · loan HK$24.24M · min. income ≈ HK$259,286/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,149
−HK$8,914/mo
▼ 0.25% · 3.875%
HK$146,571
−HK$4,492/mo
Today · 4.125%
HK$151,063
baseline
▲ 0.50% · 4.625%
HK$160,255
+HK$9,192/mo
Deposit HK$3.46M · loan HK$31.17M · min. income ≈ HK$302,126/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,471,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,140
−HK$8,543/mo
▼ 0.25% · 3.875%
HK$162,381
−HK$4,302/mo
Today · 4.125%
HK$166,683
baseline
▲ 0.50% · 4.625%
HK$175,469
+HK$8,786/mo
Deposit HK$3.46M · loan HK$31.17M · min. income ≈ HK$333,366/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,471,896 · Scale 2, in force from 26 Feb 2026)