LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,973
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,430
−HK$2,496/mo
Today · 4.125%
HK$83,926
baseline
▲ 0.50% · 4.625%
HK$89,032
+HK$5,106/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,852/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,471,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,857
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,213
−HK$2,391/mo
Today · 4.125%
HK$92,604
baseline
▲ 0.50% · 4.625%
HK$97,485
+HK$4,881/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,208/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,471,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,768
−HK$5,943/mo
▼ 0.25% · 3.875%
HK$97,716
−HK$2,995/mo
Today · 4.125%
HK$100,711
baseline
▲ 0.50% · 4.625%
HK$106,839
+HK$6,128/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$201,422/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,471,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,429
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$108,256
−HK$2,869/mo
Today · 4.125%
HK$111,125
baseline
▲ 0.50% · 4.625%
HK$116,982
+HK$5,857/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$222,250/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,471,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,563
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$114,002
−HK$3,494/mo
Today · 4.125%
HK$117,496
baseline
▲ 0.50% · 4.625%
HK$124,645
+HK$7,149/mo
Deposit HK$10.39M · loan HK$24.24M · min. income ≈ HK$234,992/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,000
−HK$6,645/mo
▼ 0.25% · 3.875%
HK$126,299
−HK$3,346/mo
Today · 4.125%
HK$129,645
baseline
▲ 0.50% · 4.625%
HK$136,479
+HK$6,834/mo
Deposit HK$10.39M · loan HK$24.24M · min. income ≈ HK$259,290/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,471,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,152
−HK$8,914/mo
▼ 0.25% · 3.875%
HK$146,574
−HK$4,492/mo
Today · 4.125%
HK$151,066
baseline
▲ 0.50% · 4.625%
HK$160,258
+HK$9,192/mo
Deposit HK$3.46M · loan HK$31.17M · min. income ≈ HK$302,132/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,471,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,143
−HK$8,544/mo
▼ 0.25% · 3.875%
HK$162,384
−HK$4,303/mo
Today · 4.125%
HK$166,687
baseline
▲ 0.50% · 4.625%
HK$175,473
+HK$8,786/mo
Deposit HK$3.46M · loan HK$31.17M · min. income ≈ HK$333,374/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,471,928 · Scale 2, in force from 26 Feb 2026)