LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,981
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,437
−HK$2,496/mo
Today · 4.125%
HK$83,933
baseline
▲ 0.50% · 4.625%
HK$89,041
+HK$5,108/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,866/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,865
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,222
−HK$2,390/mo
Today · 4.125%
HK$92,612
baseline
▲ 0.50% · 4.625%
HK$97,494
+HK$4,882/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,224/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,777
−HK$5,943/mo
▼ 0.25% · 3.875%
HK$97,725
−HK$2,995/mo
Today · 4.125%
HK$100,720
baseline
▲ 0.50% · 4.625%
HK$106,849
+HK$6,129/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$201,440/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,438
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$108,266
−HK$2,869/mo
Today · 4.125%
HK$111,135
baseline
▲ 0.50% · 4.625%
HK$116,993
+HK$5,858/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$222,270/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,573
−HK$6,934/mo
▼ 0.25% · 3.875%
HK$114,012
−HK$3,495/mo
Today · 4.125%
HK$117,507
baseline
▲ 0.50% · 4.625%
HK$124,657
+HK$7,150/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$235,014/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,011
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$126,310
−HK$3,347/mo
Today · 4.125%
HK$129,657
baseline
▲ 0.50% · 4.625%
HK$136,492
+HK$6,835/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$259,314/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,165
−HK$8,915/mo
▼ 0.25% · 3.875%
HK$146,587
−HK$4,493/mo
Today · 4.125%
HK$151,080
baseline
▲ 0.50% · 4.625%
HK$160,273
+HK$9,193/mo
Deposit HK$3.46M · loan HK$31.17M · min. income ≈ HK$302,160/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,157
−HK$8,545/mo
▼ 0.25% · 3.875%
HK$162,399
−HK$4,303/mo
Today · 4.125%
HK$166,702
baseline
▲ 0.50% · 4.625%
HK$175,489
+HK$8,787/mo
Deposit HK$3.46M · loan HK$31.17M · min. income ≈ HK$333,404/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,062 · Scale 2, in force from 26 Feb 2026)