LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,982
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,439
−HK$2,496/mo
Today · 4.125%
HK$83,935
baseline
▲ 0.50% · 4.625%
HK$89,042
+HK$5,107/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,870/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,867
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,223
−HK$2,391/mo
Today · 4.125%
HK$92,614
baseline
▲ 0.50% · 4.625%
HK$97,496
+HK$4,882/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,228/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,779
−HK$5,943/mo
▼ 0.25% · 3.875%
HK$97,727
−HK$2,995/mo
Today · 4.125%
HK$100,722
baseline
▲ 0.50% · 4.625%
HK$106,851
+HK$6,129/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$201,444/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,440
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$108,268
−HK$2,869/mo
Today · 4.125%
HK$111,137
baseline
▲ 0.50% · 4.625%
HK$116,995
+HK$5,858/mo
Deposit HK$13.85M · loan HK$20.78M · min. income ≈ HK$222,274/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,575
−HK$6,934/mo
▼ 0.25% · 3.875%
HK$114,014
−HK$3,495/mo
Today · 4.125%
HK$117,509
baseline
▲ 0.50% · 4.625%
HK$124,659
+HK$7,150/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$235,018/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,014
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$126,313
−HK$3,347/mo
Today · 4.125%
HK$129,660
baseline
▲ 0.50% · 4.625%
HK$136,494
+HK$6,834/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$259,320/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,168
−HK$8,915/mo
▼ 0.25% · 3.875%
HK$146,590
−HK$4,493/mo
Today · 4.125%
HK$151,083
baseline
▲ 0.50% · 4.625%
HK$160,276
+HK$9,193/mo
Deposit HK$3.46M · loan HK$31.17M · min. income ≈ HK$302,166/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,160
−HK$8,545/mo
▼ 0.25% · 3.875%
HK$162,402
−HK$4,303/mo
Today · 4.125%
HK$166,705
baseline
▲ 0.50% · 4.625%
HK$175,492
+HK$8,787/mo
Deposit HK$3.46M · loan HK$31.17M · min. income ≈ HK$333,410/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,089 · Scale 2, in force from 26 Feb 2026)