LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,983
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,440
−HK$2,496/mo
Today · 4.125%
HK$83,936
baseline
▲ 0.50% · 4.625%
HK$89,044
+HK$5,108/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,872/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,868
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,225
−HK$2,391/mo
Today · 4.125%
HK$92,616
baseline
▲ 0.50% · 4.625%
HK$97,497
+HK$4,881/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,232/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,780
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$97,728
−HK$2,996/mo
Today · 4.125%
HK$100,724
baseline
▲ 0.50% · 4.625%
HK$106,852
+HK$6,128/mo
Deposit HK$13.86M · loan HK$20.78M · min. income ≈ HK$201,448/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,442
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$108,270
−HK$2,869/mo
Today · 4.125%
HK$111,139
baseline
▲ 0.50% · 4.625%
HK$116,997
+HK$5,858/mo
Deposit HK$13.86M · loan HK$20.78M · min. income ≈ HK$222,278/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,577
−HK$6,934/mo
▼ 0.25% · 3.875%
HK$114,016
−HK$3,495/mo
Today · 4.125%
HK$117,511
baseline
▲ 0.50% · 4.625%
HK$124,661
+HK$7,150/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$235,022/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,016
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$126,315
−HK$3,347/mo
Today · 4.125%
HK$129,662
baseline
▲ 0.50% · 4.625%
HK$136,496
+HK$6,834/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$259,324/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,170
−HK$8,916/mo
▼ 0.25% · 3.875%
HK$146,593
−HK$4,493/mo
Today · 4.125%
HK$151,086
baseline
▲ 0.50% · 4.625%
HK$160,279
+HK$9,193/mo
Deposit HK$3.46M · loan HK$31.17M · min. income ≈ HK$302,172/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,163
−HK$8,545/mo
▼ 0.25% · 3.875%
HK$162,405
−HK$4,303/mo
Today · 4.125%
HK$166,708
baseline
▲ 0.50% · 4.625%
HK$175,495
+HK$8,787/mo
Deposit HK$3.46M · loan HK$31.17M · min. income ≈ HK$333,416/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,114 · Scale 2, in force from 26 Feb 2026)