LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,986
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,443
−HK$2,496/mo
Today · 4.125%
HK$83,939
baseline
▲ 0.50% · 4.625%
HK$89,047
+HK$5,108/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,878/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,871
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,228
−HK$2,391/mo
Today · 4.125%
HK$92,619
baseline
▲ 0.50% · 4.625%
HK$97,501
+HK$4,882/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,238/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,783
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$97,732
−HK$2,995/mo
Today · 4.125%
HK$100,727
baseline
▲ 0.50% · 4.625%
HK$106,856
+HK$6,129/mo
Deposit HK$13.86M · loan HK$20.78M · min. income ≈ HK$201,454/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,445
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$108,273
−HK$2,869/mo
Today · 4.125%
HK$111,142
baseline
▲ 0.50% · 4.625%
HK$117,001
+HK$5,859/mo
Deposit HK$13.86M · loan HK$20.78M · min. income ≈ HK$222,284/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,581
−HK$6,934/mo
▼ 0.25% · 3.875%
HK$114,020
−HK$3,495/mo
Today · 4.125%
HK$117,515
baseline
▲ 0.50% · 4.625%
HK$124,665
+HK$7,150/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$235,030/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,020
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$126,319
−HK$3,347/mo
Today · 4.125%
HK$129,666
baseline
▲ 0.50% · 4.625%
HK$136,501
+HK$6,835/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$259,332/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,175
−HK$8,916/mo
▼ 0.25% · 3.875%
HK$146,597
−HK$4,494/mo
Today · 4.125%
HK$151,091
baseline
▲ 0.50% · 4.625%
HK$160,284
+HK$9,193/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$302,182/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,168
−HK$8,546/mo
▼ 0.25% · 3.875%
HK$162,410
−HK$4,304/mo
Today · 4.125%
HK$166,714
baseline
▲ 0.50% · 4.625%
HK$175,501
+HK$8,787/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$333,428/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,163 · Scale 2, in force from 26 Feb 2026)