LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,988
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,445
−HK$2,496/mo
Today · 4.125%
HK$83,941
baseline
▲ 0.50% · 4.625%
HK$89,048
+HK$5,107/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,882/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,873
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,230
−HK$2,390/mo
Today · 4.125%
HK$92,620
baseline
▲ 0.50% · 4.625%
HK$97,502
+HK$4,882/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,240/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,785
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$97,733
−HK$2,996/mo
Today · 4.125%
HK$100,729
baseline
▲ 0.50% · 4.625%
HK$106,858
+HK$6,129/mo
Deposit HK$13.86M · loan HK$20.78M · min. income ≈ HK$201,458/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,447
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$108,275
−HK$2,869/mo
Today · 4.125%
HK$111,144
baseline
▲ 0.50% · 4.625%
HK$117,003
+HK$5,859/mo
Deposit HK$13.86M · loan HK$20.78M · min. income ≈ HK$222,288/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,583
−HK$6,934/mo
▼ 0.25% · 3.875%
HK$114,022
−HK$3,495/mo
Today · 4.125%
HK$117,517
baseline
▲ 0.50% · 4.625%
HK$124,668
+HK$7,151/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$235,034/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,022
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$126,321
−HK$3,347/mo
Today · 4.125%
HK$129,668
baseline
▲ 0.50% · 4.625%
HK$136,503
+HK$6,835/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$259,336/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,178
−HK$8,915/mo
▼ 0.25% · 3.875%
HK$146,600
−HK$4,493/mo
Today · 4.125%
HK$151,093
baseline
▲ 0.50% · 4.625%
HK$160,287
+HK$9,194/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$302,186/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,171
−HK$8,546/mo
▼ 0.25% · 3.875%
HK$162,413
−HK$4,304/mo
Today · 4.125%
HK$166,717
baseline
▲ 0.50% · 4.625%
HK$175,504
+HK$8,787/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$333,434/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,190 · Scale 2, in force from 26 Feb 2026)