LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,989
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,446
−HK$2,496/mo
Today · 4.125%
HK$83,942
baseline
▲ 0.50% · 4.625%
HK$89,050
+HK$5,108/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,884/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,875
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,231
−HK$2,391/mo
Today · 4.125%
HK$92,622
baseline
▲ 0.50% · 4.625%
HK$97,504
+HK$4,882/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,244/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,787
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$97,735
−HK$2,996/mo
Today · 4.125%
HK$100,731
baseline
▲ 0.50% · 4.625%
HK$106,860
+HK$6,129/mo
Deposit HK$13.86M · loan HK$20.78M · min. income ≈ HK$201,462/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,449
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,278
−HK$2,869/mo
Today · 4.125%
HK$111,147
baseline
▲ 0.50% · 4.625%
HK$117,005
+HK$5,858/mo
Deposit HK$13.86M · loan HK$20.78M · min. income ≈ HK$222,294/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,585
−HK$6,934/mo
▼ 0.25% · 3.875%
HK$114,025
−HK$3,494/mo
Today · 4.125%
HK$117,519
baseline
▲ 0.50% · 4.625%
HK$124,670
+HK$7,151/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$235,038/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,024
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$126,324
−HK$3,347/mo
Today · 4.125%
HK$129,671
baseline
▲ 0.50% · 4.625%
HK$136,506
+HK$6,835/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$259,342/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,180
−HK$8,916/mo
▼ 0.25% · 3.875%
HK$146,603
−HK$4,493/mo
Today · 4.125%
HK$151,096
baseline
▲ 0.50% · 4.625%
HK$160,290
+HK$9,194/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$302,192/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,174
−HK$8,546/mo
▼ 0.25% · 3.875%
HK$162,416
−HK$4,304/mo
Today · 4.125%
HK$166,720
baseline
▲ 0.50% · 4.625%
HK$175,508
+HK$8,788/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$333,440/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,219 · Scale 2, in force from 26 Feb 2026)