LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,991
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,448
−HK$2,496/mo
Today · 4.125%
HK$83,944
baseline
▲ 0.50% · 4.625%
HK$89,052
+HK$5,108/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,888/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,876
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,233
−HK$2,391/mo
Today · 4.125%
HK$92,624
baseline
▲ 0.50% · 4.625%
HK$97,506
+HK$4,882/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,248/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,789
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$97,737
−HK$2,996/mo
Today · 4.125%
HK$100,733
baseline
▲ 0.50% · 4.625%
HK$106,862
+HK$6,129/mo
Deposit HK$13.86M · loan HK$20.78M · min. income ≈ HK$201,466/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,452
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$108,280
−HK$2,869/mo
Today · 4.125%
HK$111,149
baseline
▲ 0.50% · 4.625%
HK$117,008
+HK$5,859/mo
Deposit HK$13.86M · loan HK$20.78M · min. income ≈ HK$222,298/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,587
−HK$6,935/mo
▼ 0.25% · 3.875%
HK$114,027
−HK$3,495/mo
Today · 4.125%
HK$117,522
baseline
▲ 0.50% · 4.625%
HK$124,673
+HK$7,151/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$235,044/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,027
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$126,326
−HK$3,348/mo
Today · 4.125%
HK$129,674
baseline
▲ 0.50% · 4.625%
HK$136,509
+HK$6,835/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$259,348/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,183
−HK$8,916/mo
▼ 0.25% · 3.875%
HK$146,606
−HK$4,493/mo
Today · 4.125%
HK$151,099
baseline
▲ 0.50% · 4.625%
HK$160,293
+HK$9,194/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$302,198/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,177
−HK$8,546/mo
▼ 0.25% · 3.875%
HK$162,420
−HK$4,303/mo
Today · 4.125%
HK$166,723
baseline
▲ 0.50% · 4.625%
HK$175,512
+HK$8,789/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$333,446/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,250 · Scale 2, in force from 26 Feb 2026)