LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,991
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,448
−HK$2,497/mo
Today · 4.125%
HK$83,945
baseline
▲ 0.50% · 4.625%
HK$89,053
+HK$5,108/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,890/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,877
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,234
−HK$2,391/mo
Today · 4.125%
HK$92,625
baseline
▲ 0.50% · 4.625%
HK$97,507
+HK$4,882/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,250/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,789
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,738
−HK$2,996/mo
Today · 4.125%
HK$100,734
baseline
▲ 0.50% · 4.625%
HK$106,863
+HK$6,129/mo
Deposit HK$13.86M · loan HK$20.78M · min. income ≈ HK$201,468/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,452
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,281
−HK$2,869/mo
Today · 4.125%
HK$111,150
baseline
▲ 0.50% · 4.625%
HK$117,008
+HK$5,858/mo
Deposit HK$13.86M · loan HK$20.78M · min. income ≈ HK$222,300/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,588
−HK$6,935/mo
▼ 0.25% · 3.875%
HK$114,028
−HK$3,495/mo
Today · 4.125%
HK$117,523
baseline
▲ 0.50% · 4.625%
HK$124,674
+HK$7,151/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$235,046/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,028
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$126,327
−HK$3,348/mo
Today · 4.125%
HK$129,675
baseline
▲ 0.50% · 4.625%
HK$136,510
+HK$6,835/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$259,350/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,184
−HK$8,916/mo
▼ 0.25% · 3.875%
HK$146,607
−HK$4,493/mo
Today · 4.125%
HK$151,100
baseline
▲ 0.50% · 4.625%
HK$160,295
+HK$9,195/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$302,200/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,179
−HK$8,545/mo
▼ 0.25% · 3.875%
HK$162,421
−HK$4,303/mo
Today · 4.125%
HK$166,724
baseline
▲ 0.50% · 4.625%
HK$175,513
+HK$8,789/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$333,448/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,259 · Scale 2, in force from 26 Feb 2026)