LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,993
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,450
−HK$2,497/mo
Today · 4.125%
HK$83,947
baseline
▲ 0.50% · 4.625%
HK$89,055
+HK$5,108/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,894/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,879
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,236
−HK$2,391/mo
Today · 4.125%
HK$92,627
baseline
▲ 0.50% · 4.625%
HK$97,510
+HK$4,883/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,254/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,472,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,792
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$97,741
−HK$2,995/mo
Today · 4.125%
HK$100,736
baseline
▲ 0.50% · 4.625%
HK$106,866
+HK$6,130/mo
Deposit HK$13.86M · loan HK$20.79M · min. income ≈ HK$201,472/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,455
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$108,283
−HK$2,869/mo
Today · 4.125%
HK$111,152
baseline
▲ 0.50% · 4.625%
HK$117,011
+HK$5,859/mo
Deposit HK$13.86M · loan HK$20.79M · min. income ≈ HK$222,304/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,591
−HK$6,935/mo
▼ 0.25% · 3.875%
HK$114,031
−HK$3,495/mo
Today · 4.125%
HK$117,526
baseline
▲ 0.50% · 4.625%
HK$124,677
+HK$7,151/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$235,052/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,031
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$126,331
−HK$3,347/mo
Today · 4.125%
HK$129,678
baseline
▲ 0.50% · 4.625%
HK$136,513
+HK$6,835/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$259,356/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$1,472,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,188
−HK$8,916/mo
▼ 0.25% · 3.875%
HK$146,611
−HK$4,493/mo
Today · 4.125%
HK$151,104
baseline
▲ 0.50% · 4.625%
HK$160,299
+HK$9,195/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$302,208/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,183
−HK$8,546/mo
▼ 0.25% · 3.875%
HK$162,425
−HK$4,304/mo
Today · 4.125%
HK$166,729
baseline
▲ 0.50% · 4.625%
HK$175,517
+HK$8,788/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$333,458/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,297 · Scale 2, in force from 26 Feb 2026)