LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,002
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,459
−HK$2,497/mo
Today · 4.125%
HK$83,956
baseline
▲ 0.50% · 4.625%
HK$89,064
+HK$5,108/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,912/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,472,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,888
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$90,246
−HK$2,391/mo
Today · 4.125%
HK$92,637
baseline
▲ 0.50% · 4.625%
HK$97,520
+HK$4,883/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,274/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,472,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,802
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,751
−HK$2,996/mo
Today · 4.125%
HK$100,747
baseline
▲ 0.50% · 4.625%
HK$106,877
+HK$6,130/mo
Deposit HK$13.86M · loan HK$20.79M · min. income ≈ HK$201,494/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,466
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,295
−HK$2,869/mo
Today · 4.125%
HK$111,164
baseline
▲ 0.50% · 4.625%
HK$117,024
+HK$5,860/mo
Deposit HK$13.86M · loan HK$20.79M · min. income ≈ HK$222,328/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,602
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$114,042
−HK$3,496/mo
Today · 4.125%
HK$117,538
baseline
▲ 0.50% · 4.625%
HK$124,690
+HK$7,152/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$235,076/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,472,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,044
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$126,344
−HK$3,347/mo
Today · 4.125%
HK$129,691
baseline
▲ 0.50% · 4.625%
HK$136,528
+HK$6,837/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$259,382/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,472,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,203
−HK$8,917/mo
▼ 0.25% · 3.875%
HK$146,626
−HK$4,494/mo
Today · 4.125%
HK$151,120
baseline
▲ 0.50% · 4.625%
HK$160,315
+HK$9,195/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$302,240/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,199
−HK$8,547/mo
▼ 0.25% · 3.875%
HK$162,442
−HK$4,304/mo
Today · 4.125%
HK$166,746
baseline
▲ 0.50% · 4.625%
HK$175,536
+HK$8,790/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$333,492/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,451 · Scale 2, in force from 26 Feb 2026)