LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,003
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,460
−HK$2,497/mo
Today · 4.125%
HK$83,957
baseline
▲ 0.50% · 4.625%
HK$89,065
+HK$5,108/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,914/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,472,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,890
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,247
−HK$2,391/mo
Today · 4.125%
HK$92,638
baseline
▲ 0.50% · 4.625%
HK$97,521
+HK$4,883/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,276/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,472,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,803
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,752
−HK$2,996/mo
Today · 4.125%
HK$100,748
baseline
▲ 0.50% · 4.625%
HK$106,878
+HK$6,130/mo
Deposit HK$13.86M · loan HK$20.79M · min. income ≈ HK$201,496/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,468
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,296
−HK$2,870/mo
Today · 4.125%
HK$111,166
baseline
▲ 0.50% · 4.625%
HK$117,025
+HK$5,859/mo
Deposit HK$13.86M · loan HK$20.79M · min. income ≈ HK$222,332/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,604
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$114,044
−HK$3,496/mo
Today · 4.125%
HK$117,540
baseline
▲ 0.50% · 4.625%
HK$124,692
+HK$7,152/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$235,080/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,472,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,045
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$126,345
−HK$3,348/mo
Today · 4.125%
HK$129,693
baseline
▲ 0.50% · 4.625%
HK$136,530
+HK$6,837/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$259,386/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,472,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,205
−HK$8,917/mo
▼ 0.25% · 3.875%
HK$146,628
−HK$4,494/mo
Today · 4.125%
HK$151,122
baseline
▲ 0.50% · 4.625%
HK$160,318
+HK$9,196/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$302,244/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,201
−HK$8,547/mo
▼ 0.25% · 3.875%
HK$162,444
−HK$4,304/mo
Today · 4.125%
HK$166,748
baseline
▲ 0.50% · 4.625%
HK$175,538
+HK$8,790/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$333,496/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,472 · Scale 2, in force from 26 Feb 2026)