LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,007
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,464
−HK$2,497/mo
Today · 4.125%
HK$83,961
baseline
▲ 0.50% · 4.625%
HK$89,070
+HK$5,109/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$167,922/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,472,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,894
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$90,251
−HK$2,392/mo
Today · 4.125%
HK$92,643
baseline
▲ 0.50% · 4.625%
HK$97,526
+HK$4,883/mo
Deposit HK$17.32M · loan HK$17.32M · min. income ≈ HK$185,286/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,472,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,808
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,757
−HK$2,996/mo
Today · 4.125%
HK$100,753
baseline
▲ 0.50% · 4.625%
HK$106,884
+HK$6,131/mo
Deposit HK$13.86M · loan HK$20.79M · min. income ≈ HK$201,506/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,473
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,302
−HK$2,869/mo
Today · 4.125%
HK$111,171
baseline
▲ 0.50% · 4.625%
HK$117,031
+HK$5,860/mo
Deposit HK$13.86M · loan HK$20.79M · min. income ≈ HK$222,342/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,609
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$114,050
−HK$3,496/mo
Today · 4.125%
HK$117,546
baseline
▲ 0.50% · 4.625%
HK$124,698
+HK$7,152/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$235,092/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,472,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,052
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$126,352
−HK$3,348/mo
Today · 4.125%
HK$129,700
baseline
▲ 0.50% · 4.625%
HK$136,537
+HK$6,837/mo
Deposit HK$10.39M · loan HK$24.25M · min. income ≈ HK$259,400/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,472,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,212
−HK$8,918/mo
▼ 0.25% · 3.875%
HK$146,636
−HK$4,494/mo
Today · 4.125%
HK$151,130
baseline
▲ 0.50% · 4.625%
HK$160,326
+HK$9,196/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$302,260/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,210
−HK$8,547/mo
▼ 0.25% · 3.875%
HK$162,453
−HK$4,304/mo
Today · 4.125%
HK$166,757
baseline
▲ 0.50% · 4.625%
HK$175,547
+HK$8,790/mo
Deposit HK$3.46M · loan HK$31.18M · min. income ≈ HK$333,514/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,548 · Scale 2, in force from 26 Feb 2026)