LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,011
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$81,469
−HK$2,497/mo
Today · 4.125%
HK$83,966
baseline
▲ 0.50% · 4.625%
HK$89,075
+HK$5,109/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$167,932/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,472,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,899
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$90,256
−HK$2,392/mo
Today · 4.125%
HK$92,648
baseline
▲ 0.50% · 4.625%
HK$97,532
+HK$4,884/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$185,296/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,472,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,813
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,763
−HK$2,996/mo
Today · 4.125%
HK$100,759
baseline
▲ 0.50% · 4.625%
HK$106,890
+HK$6,131/mo
Deposit HK$13.86M · loan HK$20.79M · min. income ≈ HK$201,518/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,479
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$108,308
−HK$2,870/mo
Today · 4.125%
HK$111,178
baseline
▲ 0.50% · 4.625%
HK$117,038
+HK$5,860/mo
Deposit HK$13.86M · loan HK$20.79M · min. income ≈ HK$222,356/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,616
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$114,056
−HK$3,496/mo
Today · 4.125%
HK$117,552
baseline
▲ 0.50% · 4.625%
HK$124,705
+HK$7,153/mo
Deposit HK$10.40M · loan HK$24.26M · min. income ≈ HK$235,104/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,472,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,059
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$126,359
−HK$3,348/mo
Today · 4.125%
HK$129,707
baseline
▲ 0.50% · 4.625%
HK$136,544
+HK$6,837/mo
Deposit HK$10.40M · loan HK$24.26M · min. income ≈ HK$259,414/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,472,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,220
−HK$8,918/mo
▼ 0.25% · 3.875%
HK$146,644
−HK$4,494/mo
Today · 4.125%
HK$151,138
baseline
▲ 0.50% · 4.625%
HK$160,335
+HK$9,197/mo
Deposit HK$3.47M · loan HK$31.19M · min. income ≈ HK$302,276/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,218
−HK$8,548/mo
▼ 0.25% · 3.875%
HK$162,462
−HK$4,304/mo
Today · 4.125%
HK$166,766
baseline
▲ 0.50% · 4.625%
HK$175,557
+HK$8,791/mo
Deposit HK$3.47M · loan HK$31.19M · min. income ≈ HK$333,532/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,630 · Scale 2, in force from 26 Feb 2026)