LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,015
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$81,473
−HK$2,497/mo
Today · 4.125%
HK$83,970
baseline
▲ 0.50% · 4.625%
HK$89,079
+HK$5,109/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$167,940/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,472,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,904
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$90,261
−HK$2,392/mo
Today · 4.125%
HK$92,653
baseline
▲ 0.50% · 4.625%
HK$97,537
+HK$4,884/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$185,306/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,472,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,818
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,768
−HK$2,996/mo
Today · 4.125%
HK$100,764
baseline
▲ 0.50% · 4.625%
HK$106,895
+HK$6,131/mo
Deposit HK$13.86M · loan HK$20.79M · min. income ≈ HK$201,528/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,484
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$108,313
−HK$2,870/mo
Today · 4.125%
HK$111,183
baseline
▲ 0.50% · 4.625%
HK$117,044
+HK$5,861/mo
Deposit HK$13.86M · loan HK$20.79M · min. income ≈ HK$222,366/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,472,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,621
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$114,062
−HK$3,496/mo
Today · 4.125%
HK$117,558
baseline
▲ 0.50% · 4.625%
HK$124,711
+HK$7,153/mo
Deposit HK$10.40M · loan HK$24.26M · min. income ≈ HK$235,116/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,472,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,065
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$126,365
−HK$3,349/mo
Today · 4.125%
HK$129,714
baseline
▲ 0.50% · 4.625%
HK$136,551
+HK$6,837/mo
Deposit HK$10.40M · loan HK$24.26M · min. income ≈ HK$259,428/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,472,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,227
−HK$8,919/mo
▼ 0.25% · 3.875%
HK$146,651
−HK$4,495/mo
Today · 4.125%
HK$151,146
baseline
▲ 0.50% · 4.625%
HK$160,343
+HK$9,197/mo
Deposit HK$3.47M · loan HK$31.19M · min. income ≈ HK$302,292/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,226
−HK$8,549/mo
▼ 0.25% · 3.875%
HK$162,470
−HK$4,305/mo
Today · 4.125%
HK$166,775
baseline
▲ 0.50% · 4.625%
HK$175,566
+HK$8,791/mo
Deposit HK$3.47M · loan HK$31.19M · min. income ≈ HK$333,550/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,704 · Scale 2, in force from 26 Feb 2026)