LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,027
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$81,485
−HK$2,498/mo
Today · 4.125%
HK$83,983
baseline
▲ 0.50% · 4.625%
HK$89,093
+HK$5,110/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$167,966/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,472,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,917
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$90,275
−HK$2,392/mo
Today · 4.125%
HK$92,667
baseline
▲ 0.50% · 4.625%
HK$97,552
+HK$4,885/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$185,334/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,472,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,833
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$97,783
−HK$2,997/mo
Today · 4.125%
HK$100,780
baseline
▲ 0.50% · 4.625%
HK$106,912
+HK$6,132/mo
Deposit HK$13.86M · loan HK$20.79M · min. income ≈ HK$201,560/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,472,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,500
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,330
−HK$2,870/mo
Today · 4.125%
HK$111,200
baseline
▲ 0.50% · 4.625%
HK$117,062
+HK$5,862/mo
Deposit HK$13.86M · loan HK$20.79M · min. income ≈ HK$222,400/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,472,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,638
−HK$6,938/mo
▼ 0.25% · 3.875%
HK$114,080
−HK$3,496/mo
Today · 4.125%
HK$117,576
baseline
▲ 0.50% · 4.625%
HK$124,730
+HK$7,154/mo
Deposit HK$10.40M · loan HK$24.26M · min. income ≈ HK$235,152/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,472,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,084
−HK$6,650/mo
▼ 0.25% · 3.875%
HK$126,385
−HK$3,349/mo
Today · 4.125%
HK$129,734
baseline
▲ 0.50% · 4.625%
HK$136,572
+HK$6,838/mo
Deposit HK$10.40M · loan HK$24.26M · min. income ≈ HK$259,468/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,472,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,249
−HK$8,920/mo
▼ 0.25% · 3.875%
HK$146,674
−HK$4,495/mo
Today · 4.125%
HK$151,169
baseline
▲ 0.50% · 4.625%
HK$160,368
+HK$9,199/mo
Deposit HK$3.47M · loan HK$31.19M · min. income ≈ HK$302,338/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,251
−HK$8,549/mo
▼ 0.25% · 3.875%
HK$162,495
−HK$4,305/mo
Today · 4.125%
HK$166,800
baseline
▲ 0.50% · 4.625%
HK$175,593
+HK$8,793/mo
Deposit HK$3.47M · loan HK$31.19M · min. income ≈ HK$333,600/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,472,931 · Scale 2, in force from 26 Feb 2026)