LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,031
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$81,490
−HK$2,497/mo
Today · 4.125%
HK$83,987
baseline
▲ 0.50% · 4.625%
HK$89,098
+HK$5,111/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$167,974/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,473,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,922
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$90,280
−HK$2,392/mo
Today · 4.125%
HK$92,672
baseline
▲ 0.50% · 4.625%
HK$97,556
+HK$4,884/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$185,344/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,473,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,838
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$97,788
−HK$2,997/mo
Today · 4.125%
HK$100,785
baseline
▲ 0.50% · 4.625%
HK$106,917
+HK$6,132/mo
Deposit HK$13.86M · loan HK$20.80M · min. income ≈ HK$201,570/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,506
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,335
−HK$2,871/mo
Today · 4.125%
HK$111,206
baseline
▲ 0.50% · 4.625%
HK$117,068
+HK$5,862/mo
Deposit HK$13.86M · loan HK$20.80M · min. income ≈ HK$222,412/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,644
−HK$6,938/mo
▼ 0.25% · 3.875%
HK$114,085
−HK$3,497/mo
Today · 4.125%
HK$117,582
baseline
▲ 0.50% · 4.625%
HK$124,737
+HK$7,155/mo
Deposit HK$10.40M · loan HK$24.26M · min. income ≈ HK$235,164/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,473,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,090
−HK$6,650/mo
▼ 0.25% · 3.875%
HK$126,391
−HK$3,349/mo
Today · 4.125%
HK$129,740
baseline
▲ 0.50% · 4.625%
HK$136,579
+HK$6,839/mo
Deposit HK$10.40M · loan HK$24.26M · min. income ≈ HK$259,480/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,473,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,256
−HK$8,921/mo
▼ 0.25% · 3.875%
HK$146,681
−HK$4,496/mo
Today · 4.125%
HK$151,177
baseline
▲ 0.50% · 4.625%
HK$160,376
+HK$9,199/mo
Deposit HK$3.47M · loan HK$31.19M · min. income ≈ HK$302,354/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,259
−HK$8,550/mo
▼ 0.25% · 3.875%
HK$162,503
−HK$4,306/mo
Today · 4.125%
HK$166,809
baseline
▲ 0.50% · 4.625%
HK$175,602
+HK$8,793/mo
Deposit HK$3.47M · loan HK$31.19M · min. income ≈ HK$333,618/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,006 · Scale 2, in force from 26 Feb 2026)