LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,044
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,503
−HK$2,498/mo
Today · 4.125%
HK$84,001
baseline
▲ 0.50% · 4.625%
HK$89,112
+HK$5,111/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$168,002/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,936
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$90,294
−HK$2,392/mo
Today · 4.125%
HK$92,686
baseline
▲ 0.50% · 4.625%
HK$97,572
+HK$4,886/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$185,372/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,853
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,803
−HK$2,998/mo
Today · 4.125%
HK$100,801
baseline
▲ 0.50% · 4.625%
HK$106,934
+HK$6,133/mo
Deposit HK$13.87M · loan HK$20.80M · min. income ≈ HK$201,602/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,523
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,353
−HK$2,871/mo
Today · 4.125%
HK$111,224
baseline
▲ 0.50% · 4.625%
HK$117,086
+HK$5,862/mo
Deposit HK$13.87M · loan HK$20.80M · min. income ≈ HK$222,448/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,661
−HK$6,940/mo
▼ 0.25% · 3.875%
HK$114,104
−HK$3,497/mo
Today · 4.125%
HK$117,601
baseline
▲ 0.50% · 4.625%
HK$124,757
+HK$7,156/mo
Deposit HK$10.40M · loan HK$24.27M · min. income ≈ HK$235,202/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,473,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,110
−HK$6,651/mo
▼ 0.25% · 3.875%
HK$126,412
−HK$3,349/mo
Today · 4.125%
HK$129,761
baseline
▲ 0.50% · 4.625%
HK$136,601
+HK$6,840/mo
Deposit HK$10.40M · loan HK$24.27M · min. income ≈ HK$259,522/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,473,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,279
−HK$8,922/mo
▼ 0.25% · 3.875%
HK$146,705
−HK$4,496/mo
Today · 4.125%
HK$151,201
baseline
▲ 0.50% · 4.625%
HK$160,401
+HK$9,200/mo
Deposit HK$3.47M · loan HK$31.20M · min. income ≈ HK$302,402/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,284
−HK$8,552/mo
▼ 0.25% · 3.875%
HK$162,529
−HK$4,307/mo
Today · 4.125%
HK$166,836
baseline
▲ 0.50% · 4.625%
HK$175,630
+HK$8,794/mo
Deposit HK$3.47M · loan HK$31.20M · min. income ≈ HK$333,672/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,241 · Scale 2, in force from 26 Feb 2026)