LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,046
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$81,504
−HK$2,498/mo
Today · 4.125%
HK$84,002
baseline
▲ 0.50% · 4.625%
HK$89,114
+HK$5,112/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$168,004/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,937
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,296
−HK$2,392/mo
Today · 4.125%
HK$92,688
baseline
▲ 0.50% · 4.625%
HK$97,574
+HK$4,886/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$185,376/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,855
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,805
−HK$2,998/mo
Today · 4.125%
HK$100,803
baseline
▲ 0.50% · 4.625%
HK$106,937
+HK$6,134/mo
Deposit HK$13.87M · loan HK$20.80M · min. income ≈ HK$201,606/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,525
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,355
−HK$2,871/mo
Today · 4.125%
HK$111,226
baseline
▲ 0.50% · 4.625%
HK$117,089
+HK$5,863/mo
Deposit HK$13.87M · loan HK$20.80M · min. income ≈ HK$222,452/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,664
−HK$6,939/mo
▼ 0.25% · 3.875%
HK$114,106
−HK$3,497/mo
Today · 4.125%
HK$117,603
baseline
▲ 0.50% · 4.625%
HK$124,759
+HK$7,156/mo
Deposit HK$10.40M · loan HK$24.27M · min. income ≈ HK$235,206/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,473,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,112
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$126,414
−HK$3,350/mo
Today · 4.125%
HK$129,764
baseline
▲ 0.50% · 4.625%
HK$136,604
+HK$6,840/mo
Deposit HK$10.40M · loan HK$24.27M · min. income ≈ HK$259,528/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,473,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,282
−HK$8,922/mo
▼ 0.25% · 3.875%
HK$146,708
−HK$4,496/mo
Today · 4.125%
HK$151,204
baseline
▲ 0.50% · 4.625%
HK$160,405
+HK$9,201/mo
Deposit HK$3.47M · loan HK$31.20M · min. income ≈ HK$302,408/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,287
−HK$8,552/mo
▼ 0.25% · 3.875%
HK$162,533
−HK$4,306/mo
Today · 4.125%
HK$166,839
baseline
▲ 0.50% · 4.625%
HK$175,633
+HK$8,794/mo
Deposit HK$3.47M · loan HK$31.20M · min. income ≈ HK$333,678/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,272 · Scale 2, in force from 26 Feb 2026)