LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,048
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,507
−HK$2,498/mo
Today · 4.125%
HK$84,005
baseline
▲ 0.50% · 4.625%
HK$89,117
+HK$5,112/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$168,010/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,941
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,299
−HK$2,393/mo
Today · 4.125%
HK$92,692
baseline
▲ 0.50% · 4.625%
HK$97,578
+HK$4,886/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$185,384/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,858
−HK$5,949/mo
▼ 0.25% · 3.875%
HK$97,809
−HK$2,998/mo
Today · 4.125%
HK$100,807
baseline
▲ 0.50% · 4.625%
HK$106,940
+HK$6,133/mo
Deposit HK$13.87M · loan HK$20.80M · min. income ≈ HK$201,614/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,529
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,359
−HK$2,871/mo
Today · 4.125%
HK$111,230
baseline
▲ 0.50% · 4.625%
HK$117,093
+HK$5,863/mo
Deposit HK$13.87M · loan HK$20.80M · min. income ≈ HK$222,460/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,668
−HK$6,940/mo
▼ 0.25% · 3.875%
HK$114,110
−HK$3,498/mo
Today · 4.125%
HK$117,608
baseline
▲ 0.50% · 4.625%
HK$124,764
+HK$7,156/mo
Deposit HK$10.40M · loan HK$24.27M · min. income ≈ HK$235,216/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,473,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,117
−HK$6,651/mo
▼ 0.25% · 3.875%
HK$126,419
−HK$3,349/mo
Today · 4.125%
HK$129,768
baseline
▲ 0.50% · 4.625%
HK$136,609
+HK$6,841/mo
Deposit HK$10.40M · loan HK$24.27M · min. income ≈ HK$259,536/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,473,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,287
−HK$8,923/mo
▼ 0.25% · 3.875%
HK$146,713
−HK$4,497/mo
Today · 4.125%
HK$151,210
baseline
▲ 0.50% · 4.625%
HK$160,411
+HK$9,201/mo
Deposit HK$3.47M · loan HK$31.20M · min. income ≈ HK$302,420/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,293
−HK$8,552/mo
▼ 0.25% · 3.875%
HK$162,538
−HK$4,307/mo
Today · 4.125%
HK$166,845
baseline
▲ 0.50% · 4.625%
HK$175,640
+HK$8,795/mo
Deposit HK$3.47M · loan HK$31.20M · min. income ≈ HK$333,690/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,325 · Scale 2, in force from 26 Feb 2026)