LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,049
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,508
−HK$2,498/mo
Today · 4.125%
HK$84,006
baseline
▲ 0.50% · 4.625%
HK$89,118
+HK$5,112/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$168,012/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,942
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,300
−HK$2,393/mo
Today · 4.125%
HK$92,693
baseline
▲ 0.50% · 4.625%
HK$97,579
+HK$4,886/mo
Deposit HK$17.33M · loan HK$17.33M · min. income ≈ HK$185,386/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,859
−HK$5,949/mo
▼ 0.25% · 3.875%
HK$97,810
−HK$2,998/mo
Today · 4.125%
HK$100,808
baseline
▲ 0.50% · 4.625%
HK$106,942
+HK$6,134/mo
Deposit HK$13.87M · loan HK$20.80M · min. income ≈ HK$201,616/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,530
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,360
−HK$2,871/mo
Today · 4.125%
HK$111,231
baseline
▲ 0.50% · 4.625%
HK$117,095
+HK$5,864/mo
Deposit HK$13.87M · loan HK$20.80M · min. income ≈ HK$222,462/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,669
−HK$6,940/mo
▼ 0.25% · 3.875%
HK$114,112
−HK$3,497/mo
Today · 4.125%
HK$117,609
baseline
▲ 0.50% · 4.625%
HK$124,765
+HK$7,156/mo
Deposit HK$10.40M · loan HK$24.27M · min. income ≈ HK$235,218/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,473,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,118
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$126,420
−HK$3,350/mo
Today · 4.125%
HK$129,770
baseline
▲ 0.50% · 4.625%
HK$136,610
+HK$6,840/mo
Deposit HK$10.40M · loan HK$24.27M · min. income ≈ HK$259,540/mo (50% DSR)
Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,473,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,289
−HK$8,923/mo
▼ 0.25% · 3.875%
HK$146,715
−HK$4,497/mo
Today · 4.125%
HK$151,212
baseline
▲ 0.50% · 4.625%
HK$160,412
+HK$9,200/mo
Deposit HK$3.47M · loan HK$31.20M · min. income ≈ HK$302,424/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,295
−HK$8,552/mo
▼ 0.25% · 3.875%
HK$162,540
−HK$4,307/mo
Today · 4.125%
HK$166,847
baseline
▲ 0.50% · 4.625%
HK$175,642
+HK$8,795/mo
Deposit HK$3.47M · loan HK$31.20M · min. income ≈ HK$333,694/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,342 · Scale 2, in force from 26 Feb 2026)