LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,066
−HK$4,958/mo
▼ 0.25% · 3.875%
HK$81,525
−HK$2,499/mo
Today · 4.125%
HK$84,024
baseline
▲ 0.50% · 4.625%
HK$89,136
+HK$5,112/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$168,048/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,960
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$90,319
−HK$2,393/mo
Today · 4.125%
HK$92,712
baseline
▲ 0.50% · 4.625%
HK$97,599
+HK$4,887/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$185,424/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,879
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,830
−HK$2,999/mo
Today · 4.125%
HK$100,829
baseline
▲ 0.50% · 4.625%
HK$106,964
+HK$6,135/mo
Deposit HK$13.87M · loan HK$20.80M · min. income ≈ HK$201,658/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,552
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$108,383
−HK$2,871/mo
Today · 4.125%
HK$111,254
baseline
▲ 0.50% · 4.625%
HK$117,119
+HK$5,865/mo
Deposit HK$13.87M · loan HK$20.80M · min. income ≈ HK$222,508/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,692
−HK$6,941/mo
▼ 0.25% · 3.875%
HK$114,135
−HK$3,498/mo
Today · 4.125%
HK$117,633
baseline
▲ 0.50% · 4.625%
HK$124,791
+HK$7,158/mo
Deposit HK$10.40M · loan HK$24.27M · min. income ≈ HK$235,266/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,473,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,144
−HK$6,653/mo
▼ 0.25% · 3.875%
HK$126,446
−HK$3,351/mo
Today · 4.125%
HK$129,797
baseline
▲ 0.50% · 4.625%
HK$136,639
+HK$6,842/mo
Deposit HK$10.40M · loan HK$24.27M · min. income ≈ HK$259,594/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,473,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,318
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$146,745
−HK$4,498/mo
Today · 4.125%
HK$151,243
baseline
▲ 0.50% · 4.625%
HK$160,446
+HK$9,203/mo
Deposit HK$3.47M · loan HK$31.21M · min. income ≈ HK$302,486/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,328
−HK$8,554/mo
▼ 0.25% · 3.875%
HK$162,574
−HK$4,308/mo
Today · 4.125%
HK$166,882
baseline
▲ 0.50% · 4.625%
HK$175,678
+HK$8,796/mo
Deposit HK$3.47M · loan HK$31.21M · min. income ≈ HK$333,764/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,648 · Scale 2, in force from 26 Feb 2026)