LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,072
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$81,532
−HK$2,499/mo
Today · 4.125%
HK$84,031
baseline
▲ 0.50% · 4.625%
HK$89,144
+HK$5,113/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$168,062/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,967
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$90,327
−HK$2,393/mo
Today · 4.125%
HK$92,720
baseline
▲ 0.50% · 4.625%
HK$97,607
+HK$4,887/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$185,440/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,887
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,838
−HK$2,999/mo
Today · 4.125%
HK$100,837
baseline
▲ 0.50% · 4.625%
HK$106,973
+HK$6,136/mo
Deposit HK$13.87M · loan HK$20.81M · min. income ≈ HK$201,674/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,561
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$108,392
−HK$2,872/mo
Today · 4.125%
HK$111,264
baseline
▲ 0.50% · 4.625%
HK$117,129
+HK$5,865/mo
Deposit HK$13.87M · loan HK$20.81M · min. income ≈ HK$222,528/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,701
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$114,145
−HK$3,498/mo
Today · 4.125%
HK$117,643
baseline
▲ 0.50% · 4.625%
HK$124,802
+HK$7,159/mo
Deposit HK$10.40M · loan HK$24.27M · min. income ≈ HK$235,286/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,473,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,154
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$126,457
−HK$3,351/mo
Today · 4.125%
HK$129,808
baseline
▲ 0.50% · 4.625%
HK$136,650
+HK$6,842/mo
Deposit HK$10.40M · loan HK$24.27M · min. income ≈ HK$259,616/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,473,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,330
−HK$8,926/mo
▼ 0.25% · 3.875%
HK$146,758
−HK$4,498/mo
Today · 4.125%
HK$151,256
baseline
▲ 0.50% · 4.625%
HK$160,459
+HK$9,203/mo
Deposit HK$3.47M · loan HK$31.21M · min. income ≈ HK$302,512/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,341
−HK$8,555/mo
▼ 0.25% · 3.875%
HK$162,588
−HK$4,308/mo
Today · 4.125%
HK$166,896
baseline
▲ 0.50% · 4.625%
HK$175,693
+HK$8,797/mo
Deposit HK$3.47M · loan HK$31.21M · min. income ≈ HK$333,792/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,773 · Scale 2, in force from 26 Feb 2026)