LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,074
−HK$4,958/mo
▼ 0.25% · 3.875%
HK$81,533
−HK$2,499/mo
Today · 4.125%
HK$84,032
baseline
▲ 0.50% · 4.625%
HK$89,146
+HK$5,114/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$168,064/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,969
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$90,328
−HK$2,394/mo
Today · 4.125%
HK$92,722
baseline
▲ 0.50% · 4.625%
HK$97,609
+HK$4,887/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$185,444/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,889
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,840
−HK$2,999/mo
Today · 4.125%
HK$100,839
baseline
▲ 0.50% · 4.625%
HK$106,975
+HK$6,136/mo
Deposit HK$13.87M · loan HK$20.81M · min. income ≈ HK$201,678/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,563
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$108,394
−HK$2,872/mo
Today · 4.125%
HK$111,266
baseline
▲ 0.50% · 4.625%
HK$117,131
+HK$5,865/mo
Deposit HK$13.87M · loan HK$20.81M · min. income ≈ HK$222,532/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,473,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,703
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$114,147
−HK$3,498/mo
Today · 4.125%
HK$117,645
baseline
▲ 0.50% · 4.625%
HK$124,804
+HK$7,159/mo
Deposit HK$10.40M · loan HK$24.27M · min. income ≈ HK$235,290/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,473,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,156
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$126,459
−HK$3,351/mo
Today · 4.125%
HK$129,810
baseline
▲ 0.50% · 4.625%
HK$136,653
+HK$6,843/mo
Deposit HK$10.40M · loan HK$24.27M · min. income ≈ HK$259,620/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,473,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,333
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$146,760
−HK$4,498/mo
Today · 4.125%
HK$151,258
baseline
▲ 0.50% · 4.625%
HK$160,462
+HK$9,204/mo
Deposit HK$3.47M · loan HK$31.21M · min. income ≈ HK$302,516/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,344
−HK$8,555/mo
▼ 0.25% · 3.875%
HK$162,591
−HK$4,308/mo
Today · 4.125%
HK$166,899
baseline
▲ 0.50% · 4.625%
HK$175,696
+HK$8,797/mo
Deposit HK$3.47M · loan HK$31.21M · min. income ≈ HK$333,798/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,799 · Scale 2, in force from 26 Feb 2026)