LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,082
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$81,542
−HK$2,499/mo
Today · 4.125%
HK$84,041
baseline
▲ 0.50% · 4.625%
HK$89,155
+HK$5,114/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$168,082/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,978
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$90,337
−HK$2,394/mo
Today · 4.125%
HK$92,731
baseline
▲ 0.50% · 4.625%
HK$97,619
+HK$4,888/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$185,462/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,473,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,898
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$97,850
−HK$2,999/mo
Today · 4.125%
HK$100,849
baseline
▲ 0.50% · 4.625%
HK$106,986
+HK$6,137/mo
Deposit HK$13.87M · loan HK$20.81M · min. income ≈ HK$201,698/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,473,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,573
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,405
−HK$2,872/mo
Today · 4.125%
HK$111,277
baseline
▲ 0.50% · 4.625%
HK$117,143
+HK$5,866/mo
Deposit HK$13.87M · loan HK$20.81M · min. income ≈ HK$222,554/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,473,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,715
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$114,159
−HK$3,498/mo
Today · 4.125%
HK$117,657
baseline
▲ 0.50% · 4.625%
HK$124,817
+HK$7,160/mo
Deposit HK$10.40M · loan HK$24.28M · min. income ≈ HK$235,314/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,473,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,169
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$126,472
−HK$3,351/mo
Today · 4.125%
HK$129,823
baseline
▲ 0.50% · 4.625%
HK$136,667
+HK$6,844/mo
Deposit HK$10.40M · loan HK$24.28M · min. income ≈ HK$259,646/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,473,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,347
−HK$8,927/mo
▼ 0.25% · 3.875%
HK$146,775
−HK$4,499/mo
Today · 4.125%
HK$151,274
baseline
▲ 0.50% · 4.625%
HK$160,479
+HK$9,205/mo
Deposit HK$3.47M · loan HK$31.21M · min. income ≈ HK$302,548/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,360
−HK$8,556/mo
▼ 0.25% · 3.875%
HK$162,607
−HK$4,309/mo
Today · 4.125%
HK$166,916
baseline
▲ 0.50% · 4.625%
HK$175,714
+HK$8,798/mo
Deposit HK$3.47M · loan HK$31.21M · min. income ≈ HK$333,832/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,950 · Scale 2, in force from 26 Feb 2026)