LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,084
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$81,544
−HK$2,499/mo
Today · 4.125%
HK$84,043
baseline
▲ 0.50% · 4.625%
HK$89,157
+HK$5,114/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$168,086/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,473,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,980
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$90,340
−HK$2,393/mo
Today · 4.125%
HK$92,733
baseline
▲ 0.50% · 4.625%
HK$97,622
+HK$4,889/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$185,466/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,473,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,901
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$97,853
−HK$2,999/mo
Today · 4.125%
HK$100,852
baseline
▲ 0.50% · 4.625%
HK$106,989
+HK$6,137/mo
Deposit HK$13.87M · loan HK$20.81M · min. income ≈ HK$201,704/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,473,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,576
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,408
−HK$2,872/mo
Today · 4.125%
HK$111,280
baseline
▲ 0.50% · 4.625%
HK$117,146
+HK$5,866/mo
Deposit HK$13.87M · loan HK$20.81M · min. income ≈ HK$222,560/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,473,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,718
−HK$6,943/mo
▼ 0.25% · 3.875%
HK$114,162
−HK$3,499/mo
Today · 4.125%
HK$117,661
baseline
▲ 0.50% · 4.625%
HK$124,820
+HK$7,159/mo
Deposit HK$10.40M · loan HK$24.28M · min. income ≈ HK$235,322/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,473,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,172
−HK$6,655/mo
▼ 0.25% · 3.875%
HK$126,476
−HK$3,351/mo
Today · 4.125%
HK$129,827
baseline
▲ 0.50% · 4.625%
HK$136,670
+HK$6,843/mo
Deposit HK$10.40M · loan HK$24.28M · min. income ≈ HK$259,654/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,473,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,351
−HK$8,927/mo
▼ 0.25% · 3.875%
HK$146,779
−HK$4,499/mo
Today · 4.125%
HK$151,278
baseline
▲ 0.50% · 4.625%
HK$160,483
+HK$9,205/mo
Deposit HK$3.47M · loan HK$31.21M · min. income ≈ HK$302,556/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,364
−HK$8,556/mo
▼ 0.25% · 3.875%
HK$162,612
−HK$4,308/mo
Today · 4.125%
HK$166,920
baseline
▲ 0.50% · 4.625%
HK$175,719
+HK$8,799/mo
Deposit HK$3.47M · loan HK$31.21M · min. income ≈ HK$333,840/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,473,989 · Scale 2, in force from 26 Feb 2026)