LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,087
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$81,547
−HK$2,499/mo
Today · 4.125%
HK$84,046
baseline
▲ 0.50% · 4.625%
HK$89,160
+HK$5,114/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$168,092/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,983
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,343
−HK$2,394/mo
Today · 4.125%
HK$92,737
baseline
▲ 0.50% · 4.625%
HK$97,625
+HK$4,888/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$185,474/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,904
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$97,856
−HK$3,000/mo
Today · 4.125%
HK$100,856
baseline
▲ 0.50% · 4.625%
HK$106,992
+HK$6,136/mo
Deposit HK$13.87M · loan HK$20.81M · min. income ≈ HK$201,712/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,580
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,412
−HK$2,872/mo
Today · 4.125%
HK$111,284
baseline
▲ 0.50% · 4.625%
HK$117,150
+HK$5,866/mo
Deposit HK$13.87M · loan HK$20.81M · min. income ≈ HK$222,568/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,722
−HK$6,943/mo
▼ 0.25% · 3.875%
HK$114,166
−HK$3,499/mo
Today · 4.125%
HK$117,665
baseline
▲ 0.50% · 4.625%
HK$124,825
+HK$7,160/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$235,330/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,177
−HK$6,655/mo
▼ 0.25% · 3.875%
HK$126,480
−HK$3,352/mo
Today · 4.125%
HK$129,832
baseline
▲ 0.50% · 4.625%
HK$136,675
+HK$6,843/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$259,664/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,356
−HK$8,927/mo
▼ 0.25% · 3.875%
HK$146,785
−HK$4,498/mo
Today · 4.125%
HK$151,283
baseline
▲ 0.50% · 4.625%
HK$160,489
+HK$9,206/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$302,566/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,370
−HK$8,556/mo
▼ 0.25% · 3.875%
HK$162,618
−HK$4,308/mo
Today · 4.125%
HK$166,926
baseline
▲ 0.50% · 4.625%
HK$175,725
+HK$8,799/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$333,852/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,043 · Scale 2, in force from 26 Feb 2026)