LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,091
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,551
−HK$2,500/mo
Today · 4.125%
HK$84,051
baseline
▲ 0.50% · 4.625%
HK$89,165
+HK$5,114/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$168,102/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,988
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,348
−HK$2,394/mo
Today · 4.125%
HK$92,742
baseline
▲ 0.50% · 4.625%
HK$97,630
+HK$4,888/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$185,484/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,909
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$97,862
−HK$2,999/mo
Today · 4.125%
HK$100,861
baseline
▲ 0.50% · 4.625%
HK$106,998
+HK$6,137/mo
Deposit HK$13.87M · loan HK$20.81M · min. income ≈ HK$201,722/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,586
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,417
−HK$2,873/mo
Today · 4.125%
HK$111,290
baseline
▲ 0.50% · 4.625%
HK$117,156
+HK$5,866/mo
Deposit HK$13.87M · loan HK$20.81M · min. income ≈ HK$222,580/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,728
−HK$6,943/mo
▼ 0.25% · 3.875%
HK$114,172
−HK$3,499/mo
Today · 4.125%
HK$117,671
baseline
▲ 0.50% · 4.625%
HK$124,831
+HK$7,160/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$235,342/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,183
−HK$6,655/mo
▼ 0.25% · 3.875%
HK$126,487
−HK$3,351/mo
Today · 4.125%
HK$129,838
baseline
▲ 0.50% · 4.625%
HK$136,682
+HK$6,844/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$259,676/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,364
−HK$8,927/mo
▼ 0.25% · 3.875%
HK$146,792
−HK$4,499/mo
Today · 4.125%
HK$151,291
baseline
▲ 0.50% · 4.625%
HK$160,497
+HK$9,206/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$302,582/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,378
−HK$8,557/mo
▼ 0.25% · 3.875%
HK$162,626
−HK$4,309/mo
Today · 4.125%
HK$166,935
baseline
▲ 0.50% · 4.625%
HK$175,735
+HK$8,800/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$333,870/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,120 · Scale 2, in force from 26 Feb 2026)