LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,098
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,558
−HK$2,500/mo
Today · 4.125%
HK$84,058
baseline
▲ 0.50% · 4.625%
HK$89,173
+HK$5,115/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$168,116/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,996
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,356
−HK$2,394/mo
Today · 4.125%
HK$92,750
baseline
▲ 0.50% · 4.625%
HK$97,639
+HK$4,889/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$185,500/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,918
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$97,870
−HK$3,000/mo
Today · 4.125%
HK$100,870
baseline
▲ 0.50% · 4.625%
HK$107,007
+HK$6,137/mo
Deposit HK$13.88M · loan HK$20.81M · min. income ≈ HK$201,740/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,595
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$108,427
−HK$2,873/mo
Today · 4.125%
HK$111,300
baseline
▲ 0.50% · 4.625%
HK$117,167
+HK$5,867/mo
Deposit HK$13.88M · loan HK$20.81M · min. income ≈ HK$222,600/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,737
−HK$6,944/mo
▼ 0.25% · 3.875%
HK$114,182
−HK$3,499/mo
Today · 4.125%
HK$117,681
baseline
▲ 0.50% · 4.625%
HK$124,842
+HK$7,161/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$235,362/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,194
−HK$6,656/mo
▼ 0.25% · 3.875%
HK$126,498
−HK$3,352/mo
Today · 4.125%
HK$129,850
baseline
▲ 0.50% · 4.625%
HK$136,694
+HK$6,844/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$259,700/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,376
−HK$8,929/mo
▼ 0.25% · 3.875%
HK$146,805
−HK$4,500/mo
Today · 4.125%
HK$151,305
baseline
▲ 0.50% · 4.625%
HK$160,511
+HK$9,206/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$302,610/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,392
−HK$8,558/mo
▼ 0.25% · 3.875%
HK$162,640
−HK$4,310/mo
Today · 4.125%
HK$166,950
baseline
▲ 0.50% · 4.625%
HK$175,750
+HK$8,800/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$333,900/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,248 · Scale 2, in force from 26 Feb 2026)