LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,099
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,559
−HK$2,500/mo
Today · 4.125%
HK$84,059
baseline
▲ 0.50% · 4.625%
HK$89,174
+HK$5,115/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$168,118/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,997
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,357
−HK$2,394/mo
Today · 4.125%
HK$92,751
baseline
▲ 0.50% · 4.625%
HK$97,640
+HK$4,889/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$185,502/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,919
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$97,871
−HK$3,000/mo
Today · 4.125%
HK$100,871
baseline
▲ 0.50% · 4.625%
HK$107,009
+HK$6,138/mo
Deposit HK$13.88M · loan HK$20.81M · min. income ≈ HK$201,742/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,596
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$108,428
−HK$2,873/mo
Today · 4.125%
HK$111,301
baseline
▲ 0.50% · 4.625%
HK$117,168
+HK$5,867/mo
Deposit HK$13.88M · loan HK$20.81M · min. income ≈ HK$222,602/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,738
−HK$6,945/mo
▼ 0.25% · 3.875%
HK$114,183
−HK$3,500/mo
Today · 4.125%
HK$117,683
baseline
▲ 0.50% · 4.625%
HK$124,843
+HK$7,160/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$235,366/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,195
−HK$6,656/mo
▼ 0.25% · 3.875%
HK$126,499
−HK$3,352/mo
Today · 4.125%
HK$129,851
baseline
▲ 0.50% · 4.625%
HK$136,696
+HK$6,845/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$259,702/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,378
−HK$8,928/mo
▼ 0.25% · 3.875%
HK$146,807
−HK$4,499/mo
Today · 4.125%
HK$151,306
baseline
▲ 0.50% · 4.625%
HK$160,513
+HK$9,207/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$302,612/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,394
−HK$8,557/mo
▼ 0.25% · 3.875%
HK$162,642
−HK$4,309/mo
Today · 4.125%
HK$166,951
baseline
▲ 0.50% · 4.625%
HK$175,752
+HK$8,801/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$333,902/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,264 · Scale 2, in force from 26 Feb 2026)