LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,100
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,560
−HK$2,500/mo
Today · 4.125%
HK$84,060
baseline
▲ 0.50% · 4.625%
HK$89,175
+HK$5,115/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$168,120/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,997
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$90,357
−HK$2,395/mo
Today · 4.125%
HK$92,752
baseline
▲ 0.50% · 4.625%
HK$97,641
+HK$4,889/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$185,504/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,919
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,872
−HK$3,000/mo
Today · 4.125%
HK$100,872
baseline
▲ 0.50% · 4.625%
HK$107,010
+HK$6,138/mo
Deposit HK$13.88M · loan HK$20.81M · min. income ≈ HK$201,744/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,597
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$108,429
−HK$2,873/mo
Today · 4.125%
HK$111,302
baseline
▲ 0.50% · 4.625%
HK$117,169
+HK$5,867/mo
Deposit HK$13.88M · loan HK$20.81M · min. income ≈ HK$222,604/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,739
−HK$6,945/mo
▼ 0.25% · 3.875%
HK$114,184
−HK$3,500/mo
Today · 4.125%
HK$117,684
baseline
▲ 0.50% · 4.625%
HK$124,844
+HK$7,160/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$235,368/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,196
−HK$6,656/mo
▼ 0.25% · 3.875%
HK$126,500
−HK$3,352/mo
Today · 4.125%
HK$129,852
baseline
▲ 0.50% · 4.625%
HK$136,697
+HK$6,845/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$259,704/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,379
−HK$8,929/mo
▼ 0.25% · 3.875%
HK$146,808
−HK$4,500/mo
Today · 4.125%
HK$151,308
baseline
▲ 0.50% · 4.625%
HK$160,514
+HK$9,206/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$302,616/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,395
−HK$8,558/mo
▼ 0.25% · 3.875%
HK$162,643
−HK$4,310/mo
Today · 4.125%
HK$166,953
baseline
▲ 0.50% · 4.625%
HK$175,753
+HK$8,800/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$333,906/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,277 · Scale 2, in force from 26 Feb 2026)