LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,101
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,562
−HK$2,500/mo
Today · 4.125%
HK$84,062
baseline
▲ 0.50% · 4.625%
HK$89,177
+HK$5,115/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$168,124/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,000
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,360
−HK$2,394/mo
Today · 4.125%
HK$92,754
baseline
▲ 0.50% · 4.625%
HK$97,643
+HK$4,889/mo
Deposit HK$17.34M · loan HK$17.34M · min. income ≈ HK$185,508/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,922
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$97,874
−HK$3,000/mo
Today · 4.125%
HK$100,874
baseline
▲ 0.50% · 4.625%
HK$107,012
+HK$6,138/mo
Deposit HK$13.88M · loan HK$20.81M · min. income ≈ HK$201,748/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,599
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,432
−HK$2,873/mo
Today · 4.125%
HK$111,305
baseline
▲ 0.50% · 4.625%
HK$117,172
+HK$5,867/mo
Deposit HK$13.88M · loan HK$20.81M · min. income ≈ HK$222,610/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,742
−HK$6,944/mo
▼ 0.25% · 3.875%
HK$114,187
−HK$3,499/mo
Today · 4.125%
HK$117,686
baseline
▲ 0.50% · 4.625%
HK$124,847
+HK$7,161/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$235,372/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,199
−HK$6,656/mo
▼ 0.25% · 3.875%
HK$126,503
−HK$3,352/mo
Today · 4.125%
HK$129,855
baseline
▲ 0.50% · 4.625%
HK$136,700
+HK$6,845/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$259,710/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,383
−HK$8,928/mo
▼ 0.25% · 3.875%
HK$146,811
−HK$4,500/mo
Today · 4.125%
HK$151,311
baseline
▲ 0.50% · 4.625%
HK$160,518
+HK$9,207/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$302,622/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,399
−HK$8,558/mo
▼ 0.25% · 3.875%
HK$162,647
−HK$4,310/mo
Today · 4.125%
HK$166,957
baseline
▲ 0.50% · 4.625%
HK$175,758
+HK$8,801/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$333,914/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,313 · Scale 2, in force from 26 Feb 2026)