LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,103
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,563
−HK$2,500/mo
Today · 4.125%
HK$84,063
baseline
▲ 0.50% · 4.625%
HK$89,178
+HK$5,115/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$168,126/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,001
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,361
−HK$2,394/mo
Today · 4.125%
HK$92,755
baseline
▲ 0.50% · 4.625%
HK$97,645
+HK$4,890/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$185,510/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,923
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,876
−HK$3,000/mo
Today · 4.125%
HK$100,876
baseline
▲ 0.50% · 4.625%
HK$107,014
+HK$6,138/mo
Deposit HK$13.88M · loan HK$20.81M · min. income ≈ HK$201,752/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,601
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,433
−HK$2,874/mo
Today · 4.125%
HK$111,307
baseline
▲ 0.50% · 4.625%
HK$117,174
+HK$5,867/mo
Deposit HK$13.88M · loan HK$20.81M · min. income ≈ HK$222,614/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,744
−HK$6,945/mo
▼ 0.25% · 3.875%
HK$114,189
−HK$3,500/mo
Today · 4.125%
HK$117,689
baseline
▲ 0.50% · 4.625%
HK$124,850
+HK$7,161/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$235,378/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,201
−HK$6,657/mo
▼ 0.25% · 3.875%
HK$126,506
−HK$3,352/mo
Today · 4.125%
HK$129,858
baseline
▲ 0.50% · 4.625%
HK$136,703
+HK$6,845/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$259,716/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,385
−HK$8,929/mo
▼ 0.25% · 3.875%
HK$146,814
−HK$4,500/mo
Today · 4.125%
HK$151,314
baseline
▲ 0.50% · 4.625%
HK$160,521
+HK$9,207/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$302,628/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,402
−HK$8,558/mo
▼ 0.25% · 3.875%
HK$162,650
−HK$4,310/mo
Today · 4.125%
HK$166,960
baseline
▲ 0.50% · 4.625%
HK$175,761
+HK$8,801/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$333,920/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,339 · Scale 2, in force from 26 Feb 2026)