LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,104
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,565
−HK$2,500/mo
Today · 4.125%
HK$84,065
baseline
▲ 0.50% · 4.625%
HK$89,180
+HK$5,115/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$168,130/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,003
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,363
−HK$2,394/mo
Today · 4.125%
HK$92,757
baseline
▲ 0.50% · 4.625%
HK$97,646
+HK$4,889/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$185,514/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,925
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,878
−HK$3,000/mo
Today · 4.125%
HK$100,878
baseline
▲ 0.50% · 4.625%
HK$107,016
+HK$6,138/mo
Deposit HK$13.88M · loan HK$20.81M · min. income ≈ HK$201,756/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,603
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,435
−HK$2,874/mo
Today · 4.125%
HK$111,309
baseline
▲ 0.50% · 4.625%
HK$117,176
+HK$5,867/mo
Deposit HK$13.88M · loan HK$20.81M · min. income ≈ HK$222,618/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,746
−HK$6,945/mo
▼ 0.25% · 3.875%
HK$114,191
−HK$3,500/mo
Today · 4.125%
HK$117,691
baseline
▲ 0.50% · 4.625%
HK$124,852
+HK$7,161/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$235,382/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,204
−HK$6,656/mo
▼ 0.25% · 3.875%
HK$126,508
−HK$3,352/mo
Today · 4.125%
HK$129,860
baseline
▲ 0.50% · 4.625%
HK$136,705
+HK$6,845/mo
Deposit HK$10.41M · loan HK$24.28M · min. income ≈ HK$259,720/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,387
−HK$8,929/mo
▼ 0.25% · 3.875%
HK$146,817
−HK$4,499/mo
Today · 4.125%
HK$151,316
baseline
▲ 0.50% · 4.625%
HK$160,524
+HK$9,208/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$302,632/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,405
−HK$8,558/mo
▼ 0.25% · 3.875%
HK$162,653
−HK$4,310/mo
Today · 4.125%
HK$166,963
baseline
▲ 0.50% · 4.625%
HK$175,764
+HK$8,801/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$333,926/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,364 · Scale 2, in force from 26 Feb 2026)