LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,110
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,571
−HK$2,500/mo
Today · 4.125%
HK$84,071
baseline
▲ 0.50% · 4.625%
HK$89,187
+HK$5,116/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$168,142/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,009
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$90,370
−HK$2,394/mo
Today · 4.125%
HK$92,764
baseline
▲ 0.50% · 4.625%
HK$97,654
+HK$4,890/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$185,528/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,932
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,885
−HK$3,000/mo
Today · 4.125%
HK$100,885
baseline
▲ 0.50% · 4.625%
HK$107,024
+HK$6,139/mo
Deposit HK$13.88M · loan HK$20.82M · min. income ≈ HK$201,770/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,611
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,443
−HK$2,874/mo
Today · 4.125%
HK$111,317
baseline
▲ 0.50% · 4.625%
HK$117,185
+HK$5,868/mo
Deposit HK$13.88M · loan HK$20.82M · min. income ≈ HK$222,634/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,754
−HK$6,945/mo
▼ 0.25% · 3.875%
HK$114,199
−HK$3,500/mo
Today · 4.125%
HK$117,699
baseline
▲ 0.50% · 4.625%
HK$124,861
+HK$7,162/mo
Deposit HK$10.41M · loan HK$24.29M · min. income ≈ HK$235,398/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,213
−HK$6,657/mo
▼ 0.25% · 3.875%
HK$126,517
−HK$3,353/mo
Today · 4.125%
HK$129,870
baseline
▲ 0.50% · 4.625%
HK$136,715
+HK$6,845/mo
Deposit HK$10.41M · loan HK$24.29M · min. income ≈ HK$259,740/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,398
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$146,828
−HK$4,500/mo
Today · 4.125%
HK$151,328
baseline
▲ 0.50% · 4.625%
HK$160,536
+HK$9,208/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$302,656/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,417
−HK$8,558/mo
▼ 0.25% · 3.875%
HK$162,665
−HK$4,310/mo
Today · 4.125%
HK$166,975
baseline
▲ 0.50% · 4.625%
HK$175,777
+HK$8,802/mo
Deposit HK$3.47M · loan HK$31.22M · min. income ≈ HK$333,950/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,475 · Scale 2, in force from 26 Feb 2026)