LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,113
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$81,574
−HK$2,501/mo
Today · 4.125%
HK$84,075
baseline
▲ 0.50% · 4.625%
HK$89,190
+HK$5,115/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$168,150/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,013
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$90,373
−HK$2,395/mo
Today · 4.125%
HK$92,768
baseline
▲ 0.50% · 4.625%
HK$97,658
+HK$4,890/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$185,536/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,936
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,889
−HK$3,000/mo
Today · 4.125%
HK$100,889
baseline
▲ 0.50% · 4.625%
HK$107,028
+HK$6,139/mo
Deposit HK$13.88M · loan HK$20.82M · min. income ≈ HK$201,778/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,615
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$108,448
−HK$2,874/mo
Today · 4.125%
HK$111,322
baseline
▲ 0.50% · 4.625%
HK$117,189
+HK$5,867/mo
Deposit HK$13.88M · loan HK$20.82M · min. income ≈ HK$222,644/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,759
−HK$6,945/mo
▼ 0.25% · 3.875%
HK$114,204
−HK$3,500/mo
Today · 4.125%
HK$117,704
baseline
▲ 0.50% · 4.625%
HK$124,866
+HK$7,162/mo
Deposit HK$10.41M · loan HK$24.29M · min. income ≈ HK$235,408/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,218
−HK$6,657/mo
▼ 0.25% · 3.875%
HK$126,523
−HK$3,352/mo
Today · 4.125%
HK$129,875
baseline
▲ 0.50% · 4.625%
HK$136,721
+HK$6,846/mo
Deposit HK$10.41M · loan HK$24.29M · min. income ≈ HK$259,750/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,404
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$146,834
−HK$4,500/mo
Today · 4.125%
HK$151,334
baseline
▲ 0.50% · 4.625%
HK$160,542
+HK$9,208/mo
Deposit HK$3.47M · loan HK$31.23M · min. income ≈ HK$302,668/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,423
−HK$8,559/mo
▼ 0.25% · 3.875%
HK$162,672
−HK$4,310/mo
Today · 4.125%
HK$166,982
baseline
▲ 0.50% · 4.625%
HK$175,784
+HK$8,802/mo
Deposit HK$3.47M · loan HK$31.23M · min. income ≈ HK$333,964/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,536 · Scale 2, in force from 26 Feb 2026)