LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,114
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,575
−HK$2,500/mo
Today · 4.125%
HK$84,075
baseline
▲ 0.50% · 4.625%
HK$89,191
+HK$5,116/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$168,150/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,013
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$90,374
−HK$2,395/mo
Today · 4.125%
HK$92,769
baseline
▲ 0.50% · 4.625%
HK$97,658
+HK$4,889/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$185,538/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,937
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,890
−HK$3,000/mo
Today · 4.125%
HK$100,890
baseline
▲ 0.50% · 4.625%
HK$107,029
+HK$6,139/mo
Deposit HK$13.88M · loan HK$20.82M · min. income ≈ HK$201,780/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,616
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,449
−HK$2,873/mo
Today · 4.125%
HK$111,322
baseline
▲ 0.50% · 4.625%
HK$117,190
+HK$5,868/mo
Deposit HK$13.88M · loan HK$20.82M · min. income ≈ HK$222,644/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,759
−HK$6,946/mo
▼ 0.25% · 3.875%
HK$114,205
−HK$3,500/mo
Today · 4.125%
HK$117,705
baseline
▲ 0.50% · 4.625%
HK$124,867
+HK$7,162/mo
Deposit HK$10.41M · loan HK$24.29M · min. income ≈ HK$235,410/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,219
−HK$6,657/mo
▼ 0.25% · 3.875%
HK$126,523
−HK$3,353/mo
Today · 4.125%
HK$129,876
baseline
▲ 0.50% · 4.625%
HK$136,722
+HK$6,846/mo
Deposit HK$10.41M · loan HK$24.29M · min. income ≈ HK$259,752/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,405
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$146,835
−HK$4,500/mo
Today · 4.125%
HK$151,335
baseline
▲ 0.50% · 4.625%
HK$160,543
+HK$9,208/mo
Deposit HK$3.47M · loan HK$31.23M · min. income ≈ HK$302,670/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,424
−HK$8,559/mo
▼ 0.25% · 3.875%
HK$162,673
−HK$4,310/mo
Today · 4.125%
HK$166,983
baseline
▲ 0.50% · 4.625%
HK$175,785
+HK$8,802/mo
Deposit HK$3.47M · loan HK$31.23M · min. income ≈ HK$333,966/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,546 · Scale 2, in force from 26 Feb 2026)