LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,118
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,579
−HK$2,500/mo
Today · 4.125%
HK$84,079
baseline
▲ 0.50% · 4.625%
HK$89,196
+HK$5,117/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$168,158/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,018
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$90,379
−HK$2,394/mo
Today · 4.125%
HK$92,773
baseline
▲ 0.50% · 4.625%
HK$97,664
+HK$4,891/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$185,546/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,942
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,895
−HK$3,000/mo
Today · 4.125%
HK$100,895
baseline
▲ 0.50% · 4.625%
HK$107,035
+HK$6,140/mo
Deposit HK$13.88M · loan HK$20.82M · min. income ≈ HK$201,790/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,622
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,454
−HK$2,874/mo
Today · 4.125%
HK$111,328
baseline
▲ 0.50% · 4.625%
HK$117,196
+HK$5,868/mo
Deposit HK$13.88M · loan HK$20.82M · min. income ≈ HK$222,656/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,765
−HK$6,946/mo
▼ 0.25% · 3.875%
HK$114,211
−HK$3,500/mo
Today · 4.125%
HK$117,711
baseline
▲ 0.50% · 4.625%
HK$124,874
+HK$7,163/mo
Deposit HK$10.41M · loan HK$24.29M · min. income ≈ HK$235,422/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,225
−HK$6,658/mo
▼ 0.25% · 3.875%
HK$126,530
−HK$3,353/mo
Today · 4.125%
HK$129,883
baseline
▲ 0.50% · 4.625%
HK$136,729
+HK$6,846/mo
Deposit HK$10.41M · loan HK$24.29M · min. income ≈ HK$259,766/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,413
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$146,842
−HK$4,501/mo
Today · 4.125%
HK$151,343
baseline
▲ 0.50% · 4.625%
HK$160,552
+HK$9,209/mo
Deposit HK$3.47M · loan HK$31.23M · min. income ≈ HK$302,686/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,433
−HK$8,559/mo
▼ 0.25% · 3.875%
HK$162,682
−HK$4,310/mo
Today · 4.125%
HK$166,992
baseline
▲ 0.50% · 4.625%
HK$175,795
+HK$8,803/mo
Deposit HK$3.47M · loan HK$31.23M · min. income ≈ HK$333,984/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,623 · Scale 2, in force from 26 Feb 2026)