LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,119
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$81,580
−HK$2,501/mo
Today · 4.125%
HK$84,081
baseline
▲ 0.50% · 4.625%
HK$89,197
+HK$5,116/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$168,162/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,019
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$90,380
−HK$2,395/mo
Today · 4.125%
HK$92,775
baseline
▲ 0.50% · 4.625%
HK$97,665
+HK$4,890/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$185,550/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,474,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,943
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,896
−HK$3,001/mo
Today · 4.125%
HK$100,897
baseline
▲ 0.50% · 4.625%
HK$107,036
+HK$6,139/mo
Deposit HK$13.88M · loan HK$20.82M · min. income ≈ HK$201,794/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,623
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$108,456
−HK$2,874/mo
Today · 4.125%
HK$111,330
baseline
▲ 0.50% · 4.625%
HK$117,198
+HK$5,868/mo
Deposit HK$13.88M · loan HK$20.82M · min. income ≈ HK$222,660/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,474,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,767
−HK$6,946/mo
▼ 0.25% · 3.875%
HK$114,212
−HK$3,501/mo
Today · 4.125%
HK$117,713
baseline
▲ 0.50% · 4.625%
HK$124,875
+HK$7,162/mo
Deposit HK$10.41M · loan HK$24.29M · min. income ≈ HK$235,426/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,227
−HK$6,658/mo
▼ 0.25% · 3.875%
HK$126,532
−HK$3,353/mo
Today · 4.125%
HK$129,885
baseline
▲ 0.50% · 4.625%
HK$136,731
+HK$6,846/mo
Deposit HK$10.41M · loan HK$24.29M · min. income ≈ HK$259,770/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,474,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,414
−HK$8,931/mo
▼ 0.25% · 3.875%
HK$146,844
−HK$4,501/mo
Today · 4.125%
HK$151,345
baseline
▲ 0.50% · 4.625%
HK$160,554
+HK$9,209/mo
Deposit HK$3.47M · loan HK$31.23M · min. income ≈ HK$302,690/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,435
−HK$8,559/mo
▼ 0.25% · 3.875%
HK$162,684
−HK$4,310/mo
Today · 4.125%
HK$166,994
baseline
▲ 0.50% · 4.625%
HK$175,797
+HK$8,803/mo
Deposit HK$3.47M · loan HK$31.23M · min. income ≈ HK$333,988/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$1,474,643 · Scale 2, in force from 26 Feb 2026)