LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,140
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$81,602
−HK$2,501/mo
Today · 4.125%
HK$84,103
baseline
▲ 0.50% · 4.625%
HK$89,220
+HK$5,117/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$168,206/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,475,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,042
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$90,404
−HK$2,395/mo
Today · 4.125%
HK$92,799
baseline
▲ 0.50% · 4.625%
HK$97,691
+HK$4,892/mo
Deposit HK$17.35M · loan HK$17.35M · min. income ≈ HK$185,598/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,475,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,968
−HK$5,955/mo
▼ 0.25% · 3.875%
HK$97,922
−HK$3,001/mo
Today · 4.125%
HK$100,923
baseline
▲ 0.50% · 4.625%
HK$107,064
+HK$6,141/mo
Deposit HK$13.88M · loan HK$20.82M · min. income ≈ HK$201,846/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,651
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,484
−HK$2,875/mo
Today · 4.125%
HK$111,359
baseline
▲ 0.50% · 4.625%
HK$117,229
+HK$5,870/mo
Deposit HK$13.88M · loan HK$20.82M · min. income ≈ HK$222,718/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,796
−HK$6,948/mo
▼ 0.25% · 3.875%
HK$114,242
−HK$3,502/mo
Today · 4.125%
HK$117,744
baseline
▲ 0.50% · 4.625%
HK$124,908
+HK$7,164/mo
Deposit HK$10.41M · loan HK$24.29M · min. income ≈ HK$235,488/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,259
−HK$6,660/mo
▼ 0.25% · 3.875%
HK$126,565
−HK$3,354/mo
Today · 4.125%
HK$129,919
baseline
▲ 0.50% · 4.625%
HK$136,767
+HK$6,848/mo
Deposit HK$10.41M · loan HK$24.29M · min. income ≈ HK$259,838/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,452
−HK$8,933/mo
▼ 0.25% · 3.875%
HK$146,883
−HK$4,502/mo
Today · 4.125%
HK$151,385
baseline
▲ 0.50% · 4.625%
HK$160,596
+HK$9,211/mo
Deposit HK$3.47M · loan HK$31.24M · min. income ≈ HK$302,770/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,476
−HK$8,562/mo
▼ 0.25% · 3.875%
HK$162,727
−HK$4,311/mo
Today · 4.125%
HK$167,038
baseline
▲ 0.50% · 4.625%
HK$175,843
+HK$8,805/mo
Deposit HK$3.47M · loan HK$31.24M · min. income ≈ HK$334,076/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,032 · Scale 2, in force from 26 Feb 2026)