LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,149
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$81,611
−HK$2,502/mo
Today · 4.125%
HK$84,113
baseline
▲ 0.50% · 4.625%
HK$89,231
+HK$5,118/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$168,226/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,475,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,053
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$90,414
−HK$2,396/mo
Today · 4.125%
HK$92,810
baseline
▲ 0.50% · 4.625%
HK$97,702
+HK$4,892/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$185,620/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,475,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,979
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$97,934
−HK$3,001/mo
Today · 4.125%
HK$100,935
baseline
▲ 0.50% · 4.625%
HK$107,077
+HK$6,142/mo
Deposit HK$13.88M · loan HK$20.83M · min. income ≈ HK$201,870/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,663
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$108,497
−HK$2,875/mo
Today · 4.125%
HK$111,372
baseline
▲ 0.50% · 4.625%
HK$117,243
+HK$5,871/mo
Deposit HK$13.88M · loan HK$20.83M · min. income ≈ HK$222,744/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,809
−HK$6,949/mo
▼ 0.25% · 3.875%
HK$114,256
−HK$3,502/mo
Today · 4.125%
HK$117,758
baseline
▲ 0.50% · 4.625%
HK$124,923
+HK$7,165/mo
Deposit HK$10.41M · loan HK$24.30M · min. income ≈ HK$235,516/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,274
−HK$6,660/mo
▼ 0.25% · 3.875%
HK$126,580
−HK$3,354/mo
Today · 4.125%
HK$129,934
baseline
▲ 0.50% · 4.625%
HK$136,783
+HK$6,849/mo
Deposit HK$10.41M · loan HK$24.30M · min. income ≈ HK$259,868/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,469
−HK$8,934/mo
▼ 0.25% · 3.875%
HK$146,900
−HK$4,503/mo
Today · 4.125%
HK$151,403
baseline
▲ 0.50% · 4.625%
HK$160,615
+HK$9,212/mo
Deposit HK$3.47M · loan HK$31.24M · min. income ≈ HK$302,806/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,495
−HK$8,563/mo
▼ 0.25% · 3.875%
HK$162,746
−HK$4,312/mo
Today · 4.125%
HK$167,058
baseline
▲ 0.50% · 4.625%
HK$175,864
+HK$8,806/mo
Deposit HK$3.47M · loan HK$31.24M · min. income ≈ HK$334,116/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,205 · Scale 2, in force from 26 Feb 2026)